# PayLocal vs Online Ad Maker

The clearest difference is in-app purchases: PayLocal at none against Online Ad Maker's 14. PayLocal also leads on rating (5.0 vs 4.6) and iOS requirement (11.0 vs 15.0). Online Ad Maker's advantage is ratings volume (20 vs 1) and update cadence (every 4 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Online Ad Maker sells 14 in-app purchases, starting at $3.95 per 7 days. PayLocal asks for nothing beyond the download.

PayLocal holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Online Ad Maker has 20 ratings behind it against 1, so its average is the more settled of the two.

PayLocal ships an update every 2 weeks, Online Ad Maker every 4 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | PayLocal | Online Ad Maker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylocal/id1482974212/reviews)** | [4.6 (20 ratings)](https://appshunter.io/ios/app/online-ad-maker/id1559665746/reviews) |
| Number of ratings | 1 | **20** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 35 MB | 243 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FrontGates Dev Inc](https://appshunter.io/developer/1482974211) | [Desygner Pty Ltd](https://appshunter.io/developer/1121127855) |

## What reviewers say

### PayLocal

[App page](https://appshunter.io/ios/app/paylocal/id1482974212)

This app enables businesses to manage customer payments and loyalty programs. It offers features like reloadable cards, credit transfers, and secure pre-payment codes. Businesses can process transactions, issue refunds, and track sales reports, while customers can view their transaction history and receive receipts.

**Highlights:** Reloadable customer cards, Credit transfers between users, Transaction history with PDF download, Secure, time-expiring pre-payment codes, Email receipts for every purchase, Real-time purchase confirmation, Sales and activity reporting

**Features:** macOS Compatibility

**In-app purchases:** none


### Online Ad Maker

[App page](https://appshunter.io/ios/app/online-ad-maker/id1559665746)

Easily create professional Google and Facebook ads in minutes using customizable templates. Resize ads instantly for different platforms and update content anytime. Access free images, icons, and fonts without watermarks.

**Highlights:** Create Google and Facebook ads, Professionally designed templates, Instant ad resizing, Update ads anytime, Free images, icons, and fonts, Download without watermarks, Restore previous versions

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Starter — Weekly | $3.95 | per 7 days |
| Pro+ Weekly | $4.99 | per 7 days |
| Pro+ Monthly | $9.99 | per month |
| Online Ad Maker PRO | $19.99 | per year |
| Annual PRO Plus | $69.99 | per year |
| Credit pack: 5 credits | $4.99 | one-time |
| Shutterstock image | $4.99 | one-time |
| Credit pack: 10 credits | $7.99 | one-time |
| Special credit pack | $7.99 | one-time |
| Credit pack: 30 credits | $19.99 | one-time |
| Lite — 1,350 AI Credits | $24.95 | one-time |
| Plus — 2,900 AI Credits | $49.90 | one-time |
| Max — 33,000 AI Credits | $499.00 | one-time |
| Ultra — 70,000 AI Credits | $999.00 | one-time |


## Frequently asked questions

### Is PayLocal free?

PayLocal is free to download, with no in-app purchases.

### Is Online Ad Maker free?

Online Ad Maker is free to download, with in-app purchases available.

### Which has better reviews, PayLocal or Online Ad Maker?

PayLocal is rated higher. PayLocal averages 5.0 out of 5 from 1 ratings, while Online Ad Maker averages 4.6 from 20 ratings.

### Do PayLocal or Online Ad Maker have ads?

Neither PayLocal nor Online Ad Maker shows ads.

### Which is updated more often, PayLocal or Online Ad Maker?

PayLocal ships an update every 2 weeks, and Online Ad Maker every 4 days. Most recently, PayLocal was updated on October 24, 2026 and Online Ad Maker on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*