# Plenti vs IOOF

The clearest difference is update cadence: Plenti at every 3 weeks against IOOF's every 2 months. Plenti also leads on monetization model (free vs ad-supported). IOOF's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.5). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Plenti ships an update every 3 weeks, IOOF every 2 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Plenti | IOOF |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **12.8% of reviews** | 11.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 38 MB | 119 MB |
| Requires iOS | 17.5 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Plenti Pty Limited](https://appshunter.io/developer/1483000028) | [Insignia Financial Ltd](https://appshunter.io/developer/1664982858) |

## What reviewers say

### Plenti

[App page](https://appshunter.io/ios/app/plenti/id1483000029)

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

**Highlights:** Invest in personal, car, and green loans, $10 minimum investment, Flexible investment terms (1 month - 7 years), Provision Fund protection, Automatic reinvestment options, Quick online registration (5 minutes)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IOOF

[App page](https://appshunter.io/ios/app/ioof/id1664982856)

Manage your Super or Pension accounts with secure 24/7 access. View balances, transactions, and performance. Make changes to investments, beneficiaries, and personal details. Download reports and forms easily.

**Highlights:** Secure 24/7 account access, View balance and transactions, Track investment performance, Update investments and beneficiaries, Download reports and forms, Find and combine super accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plenti free?

Plenti is free to download, with no in-app purchases.

### Is IOOF free?

IOOF is free to download, with no in-app purchases.

### Do Plenti or IOOF have ads?

Neither Plenti nor IOOF shows ads.

### Which is updated more often, Plenti or IOOF?

Plenti ships an update every 3 weeks, and IOOF every 2 months. Most recently, Plenti was updated on October 15, 2026 and IOOF on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*