# Plenti vs Expense Tracker

The clearest difference is review sentiment: Expense Tracker at 82% against Plenti's 13%. Expense Tracker also leads on chart position (#200 vs unranked). Plenti's advantage is in-app purchases (none vs 16). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 16 in-app purchases, starting at $2.99 per month. Plenti asks for nothing beyond the download.

Plenti ships an update every 3 weeks, Expense Tracker fortnightly. Both last shipped on September 24, 2026.

## The numbers

| Metric | Plenti | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (861 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews)** |
| Number of ratings | — | **861** |
| Positive reviews | 13.0% of reviews | **82.3% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#200** |
| Size | 38 MB | 56 MB |
| Requires iOS | **17.5** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Plenti Pty Limited](https://appshunter.io/developer/1483000028) | [Florian Vates](https://appshunter.io/developer/1544416478) |

## What reviewers say

### Plenti

[App page](https://appshunter.io/ios/app/plenti/id1483000029)

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

**Highlights:** Invest in personal, car, and green loans, $10 minimum investment, Flexible investment terms (1 month - 7 years), Provision Fund protection, Automatic reinvestment options, Quick online registration (5 minutes)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

**Currently charting:** #200 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


## Frequently asked questions

### Is Plenti free?

Plenti is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Plenti or Expense Tracker have ads?

Neither Plenti nor Expense Tracker shows ads.

### Which is updated more often, Plenti or Expense Tracker?

Plenti ships an update every 3 weeks, and Expense Tracker fortnightly. Most recently, Plenti was updated on September 24, 2026 and Expense Tracker on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*