# Plenti vs Spending Tracker

The clearest difference is review sentiment: Spending Tracker at 88% against Plenti's 13%. Spending Tracker also leads on update cadence (every 5 days vs every 3 weeks). Plenti's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $19.99 per year. Plenti asks for nothing beyond the download.

Plenti ships an update every 3 weeks, Spending Tracker every 5 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Plenti | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spending-tracker-keepycash/id6760102114/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 12.8% of reviews | **87.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 38 MB | 92 MB |
| Requires iOS | 17.5 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [Plenti Pty Limited](https://appshunter.io/developer/1483000028) | [James Redman](https://appshunter.io/developer/1881890133) |

## What reviewers say

### Plenti

[App page](https://appshunter.io/ios/app/plenti/id1483000029)

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

**Highlights:** Invest in personal, car, and green loans, $10 minimum investment, Flexible investment terms (1 month - 7 years), Provision Fund protection, Automatic reinvestment options, Quick online registration (5 minutes)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean interface
- 👍 Simple to use
- 👍 User friendly dashboard
- 👍 Great UX

**What reviewers complain about**

- 😞 Login issues persist
- 😞 App frequently crashes
- 😞 No internet connection errors
- 😞 Loan details not visible
- 😞 PIN not remembered

**Reported bugs**

- Sign in issue not fixed for years
- PIN not working
- Half the data never shows up on iPhone
- Loan details gone after update
- Consistently have issues logging in

**Requested features**

- Biometric login support
- Borrowers section
- Display loan details


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-keepycash/id6760102114)

This app helps you identify and stop unnecessary spending by using zero-based budgeting. Track your expenses in real-time, build positive financial habits, and watch your net worth grow without needing to earn more.

**Highlights:** Zero-based budgeting, Real-time transaction logging, Financial Health Score, Spending insights and charts, Overspend alerts, Multi-category management, Cloud sync

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Founder Annual | $19.99 | per year |
| Yearly | $49.99 | per year |


## Frequently asked questions

### Is Plenti free?

Plenti is free to download, with no in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do Plenti or Spending Tracker have ads?

Neither Plenti nor Spending Tracker shows ads.

### Which is updated more often, Plenti or Spending Tracker?

Plenti ships an update every 3 weeks, and Spending Tracker every 5 days. Most recently, Plenti was updated on October 25, 2026 and Spending Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*