# khUshi vs JKB mGROW

The clearest difference is rating: JKB mGROW at 5.0 against khUshi's 4.5. khUshi's advantage is ratings volume (32 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JKB mGROW holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: khUshi has 32 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 8, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | khUshi | JKB mGROW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (32 ratings)](https://appshunter.io/ios/app/khushi/id1483018010/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/jkb-mgrow/id1635546293/reviews)** |
| Number of ratings | **32** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 110 MB | 87 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PNB MetLife India Insurance Company Limited](https://appshunter.io/developer/953465635) | [JKB FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/1434830696) |

## What reviewers say

### khUshi

[App page](https://appshunter.io/ios/app/khushi/id1483018010)

This AI-powered insurance app simplifies policy management, allowing users to access details, update personal information, and make payments. It acts as a 24/7 personal assistant for all your insurance needs, offering reminders and easy access to documents.

**Highlights:** AI-powered customer service, Policy details access, KYC and address updates, Premium payment, Document downloads, Renewal reminders, Browse insurance plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### JKB mGROW

[App page](https://appshunter.io/ios/app/jkb-mgrow/id1635546293)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest online and utilize various financial calculators for planning.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Online mutual fund investment, Advanced capital gain reports, SIP and insurance tracking, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is khUshi free?

khUshi is free to download, with no in-app purchases.

### Is JKB mGROW free?

JKB mGROW is free to download, with no in-app purchases.

### Which has better reviews, khUshi or JKB mGROW?

JKB mGROW is rated higher. khUshi averages 4.5 out of 5 from 32 ratings, while JKB mGROW averages 5.0 from 1 ratings.

### Do khUshi or JKB mGROW have ads?

Neither khUshi nor JKB mGROW shows ads.

### Which is updated more often, khUshi or JKB mGROW?

khUshi ships an update every 2 months, and JKB mGROW every 2 months. Most recently, khUshi was updated on September 8, 2026 and JKB mGROW on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*