# khUshi vs Bima Central

The clearest difference is rating: khUshi at 4.5 against Bima Central's 1.5. khUshi also leads on ratings volume (32 vs 2) and review sentiment (22% vs 13%). Bima Central's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

khUshi holds the better App Store score, 4.5 against 1.5. That said, the two scores are not equally well evidenced: khUshi has 32 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of khUshi's written reviews are positive against 13% of Bima Central's.

khUshi ships an update every 2 months, Bima Central every 3 weeks. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | khUshi | Bima Central |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (32 ratings)](https://appshunter.io/ios/app/khushi/id1483018010/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/bima-central/id6450091795/reviews) |
| Number of ratings | **32** | 2 |
| Positive reviews | **22.2% of reviews** | 12.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 110 MB | 38 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PNB MetLife India Insurance Company Limited](https://appshunter.io/developer/953465635) | [Computer Age Management Services Limited](https://appshunter.io/developer/1691092895) |

## What reviewers say

### khUshi

[App page](https://appshunter.io/ios/app/khushi/id1483018010)

This AI-powered insurance app simplifies policy management, allowing users to access details, update personal information, and make payments. It acts as a 24/7 personal assistant for all your insurance needs, offering reminders and easy access to documents.

**Highlights:** AI-powered customer service, Policy details access, KYC and address updates, Premium payment, Document downloads, Renewal reminders, Browse insurance plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Bima Central

[App page](https://appshunter.io/ios/app/bima-central/id6450091795)

This app offers a unified platform to manage all your insurance policies. It provides a clear overview of your coverage, helps you prepare for claims, and visualizes your insurance protection and investments.

**Highlights:** Integrated insurance access, Consolidated view of protection, Proactive claim readiness, Beneficiary and nominee management, Investment visualization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is khUshi free?

khUshi is free to download, with no in-app purchases.

### Is Bima Central free?

Bima Central is free to download, with no in-app purchases.

### Which has better reviews, khUshi or Bima Central?

khUshi is rated higher. khUshi averages 4.5 out of 5 from 32 ratings, while Bima Central averages 1.5 from 2 ratings.

### Do khUshi or Bima Central have ads?

Neither khUshi nor Bima Central shows ads.

### Which is updated more often, khUshi or Bima Central?

khUshi ships an update every 2 months, and Bima Central every 3 weeks. Most recently, khUshi was updated on October 9, 2026 and Bima Central on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*