# 喵喵记账 vs 极简记账

The clearest difference is rating: 喵喵记账 at 4.8 against 极简记账's 4.3. 喵喵记账 also leads on ratings volume (1.7K vs 3) and iOS requirement (13.0 vs 15.0). 极简记账's advantage is ads (none vs shown) and review sentiment (84% vs 63%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. 喵喵记账 sells 20 in-app purchases, starting at $2.49 per year and 极简记账 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

喵喵记账 holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: 喵喵记账 has 1.7K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 63% of 喵喵记账's written reviews are positive against 84% of 极简记账's, so the app with the better star average is not the one people write more warmly about.

喵喵记账 ships an update every 8 days, 极简记账 every 2 weeks. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 喵喵记账 | 极简记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/app/id1483024444/reviews)** | [4.3 (3 ratings)](https://appshunter.io/ios/app/and-and/id6504852125/reviews) |
| Number of ratings | **1.7K** | 3 |
| Positive reviews | 63.2% of reviews | **84.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 8 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 395 MB | 47 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [重庆书漫文化传播有限公司](https://appshunter.io/developer/1230330554) | [ShenZhen LuDeQingYun Infomation Technology Co., Ltd](https://appshunter.io/developer/1140406166) |

## What reviewers say

### 喵喵记账

[App page](https://appshunter.io/ios/app/app/id1483024444)

This app combines fun pet collection with practical financial tracking. Record your expenses to attract cute cats, manage your budget, and unlock new scenarios and decorations. It offers a unique way to develop good financial habits.

**Highlights:** Automatic expense recording, Collect and interact with cute cats, Budget statistics (weekly, monthly, yearly), Unique pet illustration system, Achievement system for good habits, Cloud synchronization for unlimited bills

**Features:** macOS Compatibility, iMessage stickers, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 喵喵记账VIP服务连续包年 | $2.49 | per year |
| 喵喵记账VIP服务连续包月 | $2.49 | per month |
| 喵喵记账VIP服务连续包年 | $14.49 | per year |
| 365打卡活动门票 | $0.99 | one-time |
| 600喵饼 | $0.99 | one-time |
| 1200喵饼 | $1.99 | one-time |
| 365打卡活动挑战门票+1张补签卡 | $1.99 | one-time |
| 喵喵记账VIP月卡 | $2.99 | one-time |
| 喵喵SVIP月卡 | $3.99 | one-time |
| 喵喵记账永久VIP1折促销 | $3.99 | one-time |
| 喵喵记账永久VIP特惠促销 | $3.99 | one-time |
| 1张补签卡 | $3.99 | one-time |
| 升级喵喵记账永久SVIP | $7.99 | one-time |
| 喵喵记账永久VIP2折促销 | $8.99 | one-time |
| 3张补签卡 | $12.99 | one-time |
| 喵喵记账永久SVIP | $12.99 | one-time |
| 9800喵饼 | $14.99 | one-time |
| 6张补签卡 | $24.99 | one-time |
| 喵喵记账永久VIP | $29.99 | one-time |
| 12张补签卡 | $49.99 | one-time |

**What reviewers like**

- 🐱 Cute and appealing design
- 📊 Comprehensive tracking features
- 💰 Supports multiple currencies
- 🔁 Recurring expense/income tracking

**What reviewers complain about**

- 📢 Excessive advertisements
- 🔒 Inability to customize default account settings
- 🔀 Automatic currency conversion issues
- 🐛 Bugs and crashes

**Reported bugs**

- Overlapping UI elements
- Incorrect currency calculations
- Delayed widget updates
- Inability to edit default account books

**Requested features**

- Independent account books
- Customizable budget categories
- Improved multi-currency support
- Automatic date pre-filling for new entries


### 极简记账

[App page](https://appshunter.io/ios/app/and-and/id6504852125)

This app simplifies expense tracking with automatic and quick manual entry options. It offers clear charts, customizable budgets, and secure data backup. Manage various accounts and export your financial data with ease.

**Highlights:** Automatic expense tracking, Quick manual entry, Calendar view of expenses, Multiple customizable ledgers, Optional asset account tracking, Excel data export, Rich financial charts, Category budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 极简记账半年会员 | $2.99 | one-time |
| 极简记账一年会员 | $3.99 | one-time |
| 极简记账永久会员 | $4.99 | one-time |


## Frequently asked questions

### Is 喵喵记账 free?

喵喵记账 is free to download, with in-app purchases available.

### Is 极简记账 free?

极简记账 is free to download, with in-app purchases available.

### Which has better reviews, 喵喵记账 or 极简记账?

喵喵记账 is rated higher. 喵喵记账 averages 4.8 out of 5 from 1.7K ratings, while 极简记账 averages 4.3 from 3 ratings.

### Do 喵喵记账 or 极简记账 have ads?

喵喵记账 shows ads; 极简记账 does not.

### Which is updated more often, 喵喵记账 or 极简记账?

喵喵记账 ships an update every 8 days, and 极简记账 every 2 weeks. Most recently, 喵喵记账 was updated on October 15, 2026 and 极简记账 on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*