# NYC DCP vs SCS Pooled Trust

The clearest difference is review sentiment: NYC DCP at 43% against SCS Pooled Trust's 0%. NYC DCP also leads on rating (4.7 vs 1.0) and ratings volume (12K vs 5). SCS Pooled Trust's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NYC DCP holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: NYC DCP has 12K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 43% of NYC DCP's written reviews are positive against 0% of SCS Pooled Trust's.

NYC DCP ships an update every 2 weeks, SCS Pooled Trust every 3 weeks. The most recent releases landed on October 21, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | NYC DCP | SCS Pooled Trust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12K ratings)](https://appshunter.io/ios/app/nyc-dcp/id1483249425/reviews)** | [1.0 (5 ratings)](https://appshunter.io/ios/app/scs-pooled-trust/id1661807265/reviews) |
| Number of ratings | **12K** | 5 |
| Positive reviews | **42.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 135 MB | 39 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [New York City Deferred Compensation Plan](https://appshunter.io/developer/1483249424) | [global rewards llc](https://appshunter.io/developer/1661807417) |

## What reviewers say

### NYC DCP

[App page](https://appshunter.io/ios/app/nyc-dcp/id1483249425)

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

**Highlights:** All-in-one account management, Retirement income modeling, Video education and live chat, Investment advice, Enhanced data security, Bilingual support (English/Spanish)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Quick access to account information
- 💡 Ability to see account balance changes
- 👍 Excellent app for retired city employees

**What reviewers complain about**

- 🐛 Frequent system unavailability issues
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Slow and glitchy performance
- 🔍 Limited investment research and analysis tools

**Reported bugs**

- Login issues on iPhone
- Incorrect or missing account balance information
- Inability to make changes to account allocations

**Requested features**

- Ability to withdraw money directly from the app
- Longer historical data and performance tracking
- Total balance display across all accounts
- Improved fund research and allocation tools


### SCS Pooled Trust

[App page](https://appshunter.io/ios/app/scs-pooled-trust/id1661807265)

Manage your trust account securely on the go with tools for account management, bill monitoring, and expense tracking. Receive alerts for bill payments and access statements easily. Communicate with your case manager through secure messaging.

**Highlights:** Secure account management, Bill and expense monitoring, Direct debit scheduling, Disbursement requests, Account information viewing/modification, Secure messaging with case manager, Payment alerts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NYC DCP free?

NYC DCP is free to download, with no in-app purchases.

### Is SCS Pooled Trust free?

SCS Pooled Trust is free to download, with no in-app purchases.

### Which has better reviews, NYC DCP or SCS Pooled Trust?

NYC DCP is rated higher. NYC DCP averages 4.7 out of 5 from 12K ratings, while SCS Pooled Trust averages 1.0 from 5 ratings.

### Do NYC DCP or SCS Pooled Trust have ads?

Neither NYC DCP nor SCS Pooled Trust shows ads.

### Which is updated more often, NYC DCP or SCS Pooled Trust?

NYC DCP ships an update every 2 weeks, and SCS Pooled Trust every 3 weeks. Most recently, NYC DCP was updated on October 21, 2026 and SCS Pooled Trust on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*