# NYC DCP vs Family Security Plan (PFP)

The clearest difference is review sentiment: Family Security Plan (PFP) at 100% against NYC DCP's 43%. NYC DCP's advantage is rating (4.7 vs 1.8) and ratings volume (12K vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NYC DCP holds the better App Store score, 4.7 against 1.8. That said, the two scores are not equally well evidenced: NYC DCP has 12K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 43% of NYC DCP's written reviews are positive against 100% of Family Security Plan (PFP)'s, so the app with the better star average is not the one people write more warmly about.

NYC DCP ships an update every 2 weeks, Family Security Plan (PFP) every 6 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NYC DCP | Family Security Plan (PFP) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12K ratings)](https://appshunter.io/ios/app/nyc-dcp/id1483249425/reviews)** | [1.8 (5 ratings)](https://appshunter.io/ios/app/family-security-plan-pfp/id6469904021/reviews) |
| Number of ratings | **12K** | 5 |
| Positive reviews | 42.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 135 MB | 43 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [New York City Deferred Compensation Plan](https://appshunter.io/developer/1483249424) | [Security Mutual Life Insurance Company of New York](https://appshunter.io/developer/1712767414) |

## What reviewers say

### NYC DCP

[App page](https://appshunter.io/ios/app/nyc-dcp/id1483249425)

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

**Highlights:** All-in-one account management, Retirement income modeling, Video education and live chat, Investment advice, Enhanced data security, Bilingual support (English/Spanish)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Quick access to account information
- 💡 Ability to see account balance changes
- 👍 Excellent app for retired city employees

**What reviewers complain about**

- 🐛 Frequent system unavailability issues
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Slow and glitchy performance
- 🔍 Limited investment research and analysis tools

**Reported bugs**

- Login issues on iPhone
- Incorrect or missing account balance information
- Inability to make changes to account allocations

**Requested features**

- Ability to withdraw money directly from the app
- Longer historical data and performance tracking
- Total balance display across all accounts
- Improved fund research and allocation tools


### Family Security Plan (PFP)

[App page](https://appshunter.io/ios/app/family-security-plan-pfp/id6469904021)

Manage your supplemental insurance policies and make payments easily. View policy details, pay premiums or loans, and set up recurring payments for convenience.

**Highlights:** View policy details, Make premium payments, Make loan payments, Save recurring payment sources, Express payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NYC DCP free?

NYC DCP is free to download, with no in-app purchases.

### Is Family Security Plan (PFP) free?

Family Security Plan (PFP) is free to download, with no in-app purchases.

### Which has better reviews, NYC DCP or Family Security Plan (PFP)?

NYC DCP is rated higher. NYC DCP averages 4.7 out of 5 from 12K ratings, while Family Security Plan (PFP) averages 1.8 from 5 ratings.

### Do NYC DCP or Family Security Plan (PFP) have ads?

Neither NYC DCP nor Family Security Plan (PFP) shows ads.

### Which is updated more often, NYC DCP or Family Security Plan (PFP)?

NYC DCP ships an update every 2 weeks, and Family Security Plan (PFP) every 6 weeks. Most recently, NYC DCP was updated on October 30, 2026 and Family Security Plan (PFP) on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*