# Zitocard vs Metro Bank Authenticator

The clearest difference is review sentiment: Zitocard at 38% against Metro Bank Authenticator's 0%. Zitocard also leads on update cadence (monthly vs every 12 months) and iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zitocard ships an update monthly, Metro Bank Authenticator every 12 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Zitocard | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (18 ratings)](https://appshunter.io/ios/app/zitocard/id1483470987/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | **38.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Free | Free |
| Size | 26 MB | 12 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zito Financial](https://appshunter.io/developer/1476083740) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### Zitocard

[App page](https://appshunter.io/ios/app/zitocard/id1483470987)

This app offers a secure and convenient way to manage prepaid cards, bank accounts, and mobile wallets. It allows users to easily credit their accounts and provides a prepaid Visa/Mastercard for online and in-person purchases, offering the benefits of traditional cards without monthly fees.

**Highlights:** Credit prepaid cards, bank accounts, and mobile wallets, Create a Zitocard account, Obtain physical/virtual prepaid Visa/Mastercard, Use cards for online and in-person purchases, No monthly fees on prepaid cards

**Features:** macOS Compatibility

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zitocard free?

Zitocard is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do Zitocard or Metro Bank Authenticator have ads?

Neither Zitocard nor Metro Bank Authenticator shows ads.

### Which is updated more often, Zitocard or Metro Bank Authenticator?

Zitocard ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, Zitocard was updated on November 3, 2026 and Metro Bank Authenticator on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*