# Click OTPay vs iPAY

Click OTPay and iPAY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Click OTPay ships an update every 2 months, iPAY every 6 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Click OTPay | iPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/click-otpay/id1483567284/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 85 MB | 49 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OTP Bank Ukraine](https://appshunter.io/developer/1483567283) | [HAS INNOVATIONS TRADING LLC](https://appshunter.io/developer/1573097110) |

## What reviewers say

### Click OTPay

[App page](https://appshunter.io/ios/app/click-otpay/id1483567284)

Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.

**Highlights:** Monitor fund movement, View current balances, Check payment status, Receive account statements, Create and sign payments, Exchange electronic messages with bank, Approve currency exchange

**Features:** Vision Pro support

**In-app purchases:** none


### iPAY

[App page](https://appshunter.io/ios/app/ipay-smart/id6698383123)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Click OTPay free?

Click OTPay is free to download, with no in-app purchases.

### Is iPAY free?

iPAY is free to download, with no in-app purchases.

### Do Click OTPay or iPAY have ads?

Neither Click OTPay nor iPAY shows ads.

### Which is updated more often, Click OTPay or iPAY?

Click OTPay ships an update every 2 months, and iPAY every 6 weeks. Most recently, Click OTPay was updated on November 3, 2026 and iPAY on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*