# Click OTPay vs iFOBS Token

The clearest difference is update cadence: Click OTPay at every 2 months against iFOBS Token's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Click OTPay ships an update every 2 months, iFOBS Token every 5 months. The most recent releases landed on September 19, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Click OTPay | iFOBS Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/click-otpay/id1483567284/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | — |
| Size | 85 MB | 12 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OTP Bank Ukraine](https://appshunter.io/developer/1483567283) | [PJSC Kredobank](https://appshunter.io/developer/891296691) |

## What reviewers say

### Click OTPay

[App page](https://appshunter.io/ios/app/click-otpay/id1483567284)

Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.

**Highlights:** Monitor fund movement, View current balances, Check payment status, Receive account statements, Create and sign payments, Exchange electronic messages with bank, Approve currency exchange

**Features:** Vision Pro support

**In-app purchases:** none


### iFOBS Token

[App page](https://appshunter.io/ios/app/ifobs-token/id6740521523)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Click OTPay free?

Click OTPay is free to download, with no in-app purchases.

### Is iFOBS Token free?

iFOBS Token is free to download, with no in-app purchases.

### Do Click OTPay or iFOBS Token have ads?

Neither Click OTPay nor iFOBS Token shows ads.

### Which is updated more often, Click OTPay or iFOBS Token?

Click OTPay ships an update every 2 months, and iFOBS Token every 5 months. Most recently, Click OTPay was updated on September 19, 2026 and iFOBS Token on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*