# 分期易 vs 时小融

The clearest difference is update cadence: 分期易 at every 3 days against 时小融's every 8 days. 分期易 also leads on iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

分期易 ships an update every 3 days, 时小融 every 8 days. The most recent releases landed on September 15, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 分期易 | 时小融 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 8 days |
| Size | 98 MB | 58 MB |
| Requires iOS | **9.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Jiangsu Yuanzhongju Financial Information Service Co., Ltd.](https://appshunter.io/developer/1523825779) | [Shishi Huxin (Wuhan) Digital Technology Co., Ltd.](https://appshunter.io/developer/1735701583) |

## What reviewers say

### 分期易

[App page](https://appshunter.io/ios/app/id1483612836)

**Features:** macOS Compatibility

**In-app purchases:** none


### 时小融

[App page](https://appshunter.io/ios/app/id6479358893)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 分期易 free?

分期易 is free to download, with no in-app purchases.

### Is 时小融 free?

时小融 is free to download, with no in-app purchases.

### Do 分期易 or 时小融 have ads?

Neither 分期易 nor 时小融 shows ads.

### Which is updated more often, 分期易 or 时小融?

分期易 ships an update every 3 days, and 时小融 every 8 days. Most recently, 分期易 was updated on September 15, 2026 and 时小融 on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*