# Softphone4b! vs Smartcash PSB

The clearest difference is update cadence: Smartcash PSB at every 3 weeks against Softphone4b!'s every 17 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Softphone4b! ships an update every 17 months, Smartcash PSB every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Softphone4b! | Smartcash PSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.9 (2.2K ratings)](https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews)** |
| Number of ratings | — | **2.2K** |
| Positive reviews | — | 43.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 17 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 90 MB | 161 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [netplus.ch SA](https://appshunter.io/developer/699562401) | [Airtel Africa](https://appshunter.io/developer/876813897) |

## What reviewers say

### Softphone4b!

[App page](https://appshunter.io/ios/app/softphone4b/id1483784795)

**In-app purchases:** none


### Smartcash PSB

[App page](https://appshunter.io/ios/app/smartcash-psb/id1598558834)

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

**Highlights:** Instant money transfers, Mobile and data recharge, Utility and bill payments, Merchant scan and pay, Multi-account management, Secure sign-in and transactions, Favorite transaction shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems

**Reported bugs**

- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations

**Requested features**

- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability


## Frequently asked questions

### Is Softphone4b! free?

Softphone4b! is free to download, with no in-app purchases.

### Is Smartcash PSB free?

Smartcash PSB is free to download, with no in-app purchases.

### Do Softphone4b! or Smartcash PSB have ads?

Neither Softphone4b! nor Smartcash PSB shows ads.

### Which is updated more often, Softphone4b! or Smartcash PSB?

Softphone4b! ships an update every 17 months, and Smartcash PSB every 3 weeks. Most recently, Softphone4b! was updated on November 11, 2026 and Smartcash PSB on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*