# Business Smart Banking vs KB+

The clearest difference is review sentiment: KB+ at 22% against Business Smart Banking's 0%. KB+ also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (188 vs 15). Business Smart Banking's advantage is rating (4.7 vs 4.4) and iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Business Smart Banking holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: KB+ has 188 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 0% of Business Smart Banking's written reviews are positive against 22% of KB+'s, so the app with the better star average is not the one people write more warmly about.

Business Smart Banking ships an update every 3 months, KB+ every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Business Smart Banking | KB+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15 ratings)](https://appshunter.io/ios/app/business-smart-banking/id1483944913/reviews)** | [4.4 (188 ratings)](https://appshunter.io/ios/app/kb-plus/id1585485232/reviews) |
| Number of ratings | 15 | **188** |
| Positive reviews | 0.0% of reviews | **22.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 453 MB | 574 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank Czech Republic and Slovakia, a.s.](https://appshunter.io/developer/468057021) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### Business Smart Banking

[App page](https://appshunter.io/ios/app/business-smart-banking/id1483944913)

Manage your business finances securely on the go. This app allows for easy payments, card management, and account monitoring with advanced security features like PIN, fingerprint, or Face ID.

**Highlights:** Enter payments, Create standing orders, Pay credit cards, Activate debit cards, Block/unblock cards, QR code payments, Currency rate overview

**Features:** Apple Wallet

**In-app purchases:** none


### KB+

[App page](https://appshunter.io/ios/app/kb-plus/id1585485232)

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

**Highlights:** Multicurrency account, Customizable account number and name, Savings accounts and envelopes, Card ordering and management, Drag and drop payments, Biometric login (Touch ID/Face ID)

**Features:** macOS Compatibility, Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Business Smart Banking free?

Business Smart Banking is free to download, with no in-app purchases.

### Is KB+ free?

KB+ is free to download, with no in-app purchases.

### Which has better reviews, Business Smart Banking or KB+?

Business Smart Banking is rated higher. Business Smart Banking averages 4.7 out of 5 from 15 ratings, while KB+ averages 4.4 from 188 ratings.

### Do Business Smart Banking or KB+ have ads?

Neither Business Smart Banking nor KB+ shows ads.

### Which is updated more often, Business Smart Banking or KB+?

Business Smart Banking ships an update every 3 months, and KB+ every 3 weeks. Most recently, Business Smart Banking was updated on October 24, 2026 and KB+ on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*