# YOU BRD vs SelfPay Now

The clearest difference is rating: YOU BRD at 4.8 against SelfPay Now's 4.3. YOU BRD also leads on ratings volume (905 vs 6) and iOS requirement (14.0 vs 16.5). SelfPay Now's advantage is review sentiment (51% vs 19%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YOU BRD holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: YOU BRD has 905 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 19% of YOU BRD's written reviews are positive against 51% of SelfPay Now's, so the app with the better star average is not the one people write more warmly about.

YOU BRD ships an update fortnightly, SelfPay Now every 3 weeks. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | YOU BRD | SelfPay Now |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (905 ratings)](https://appshunter.io/ios/app/you-brd/id1484062157/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/selfpay-now/id1573113657/reviews) |
| Number of ratings | **905** | 6 |
| Positive reviews | 19.1% of reviews | **50.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 154 MB | 108 MB |
| Requires iOS | **14.0** | 16.5 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BRD Groupe Societe Generale S.A.](https://appshunter.io/developer/720180339) | [SelfPay S.A](https://appshunter.io/developer/1423598777) |

## What reviewers say

### YOU BRD

[App page](https://appshunter.io/ios/app/you-brd/id1484062157)

Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

**Highlights:** Fingerprint/facial recognition access, National beneficiary transfers, Transfers between own accounts, Exchange rate information, Transaction history, Internet banking authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Fast and secure transfers
- 💡 Convenient payment options

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🤯 Frustrating registration process
- 🤔 Confusing UI and navigation
- 🤬 Poor customer support
- 💰 High fees and commissions

**Reported bugs**

- Inability to register with non-Romanian phone numbers
- Frequent app crashes and loading errors
- Issues with facial recognition and identity verification
- Problems with SMS-based authentication

**Requested features**

- Improve registration and account setup process
- Provide better in-app support and troubleshooting
- Simplify UI and make navigation more intuitive
- Reduce fees and commissions
- Allow access for international customers


### SelfPay Now

[App page](https://appshunter.io/ios/app/selfpay-now/id1573113657)

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

**Highlights:** Instant cash deposits to any card, Free money transfers to friends, Transfer between your cards, Pay bills and taxes, Nationwide payment station network

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YOU BRD free?

YOU BRD is free to download, with no in-app purchases.

### Is SelfPay Now free?

SelfPay Now is free to download, with no in-app purchases.

### Which has better reviews, YOU BRD or SelfPay Now?

YOU BRD is rated higher. YOU BRD averages 4.8 out of 5 from 905 ratings, while SelfPay Now averages 4.3 from 6 ratings.

### Do YOU BRD or SelfPay Now have ads?

Neither YOU BRD nor SelfPay Now shows ads.

### Which is updated more often, YOU BRD or SelfPay Now?

YOU BRD ships an update fortnightly, and SelfPay Now every 3 weeks. Most recently, YOU BRD was updated on September 22, 2026 and SelfPay Now on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*