# Split Pay vs Zapp

The clearest difference is rating: Zapp at 4.5 against Split Pay's 4.2. Zapp also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (89 vs 23). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zapp holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 23 and 89 respectively. Written reviews complicate that: 89% of Split Pay's written reviews are positive against 83% of Zapp's, so the app with the better star average is not the one people write more warmly about.

Split Pay ships an update every 6 weeks, Zapp fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Split Pay | Zapp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (23 ratings)](https://appshunter.io/ios/app/split-pay/id1484143875/reviews) | **[4.5 (89 ratings)](https://appshunter.io/ios/app/zapp-shop-anytime-anywhere/id1541819812/reviews)** |
| Number of ratings | 23 | **89** |
| Positive reviews | **88.9% of reviews** | 83.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 12 MB | 144 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Split Payments, Inc.](https://appshunter.io/developer/1484143874) | [Cloud Asset](https://appshunter.io/developer/1081047715) |

## What reviewers say

### Split Pay

[App page](https://appshunter.io/ios/app/split-pay/id1484143875)

Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.

**Highlights:** Photo bill scanning, Automatic item detection, Tip and tax allocation, Add friends from contacts, Fair splitting and settling, Instant payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### Zapp

[App page](https://appshunter.io/ios/app/zapp-shop-anytime-anywhere/id1541819812)

This app offers a convenient way to shop for a wide variety of items, including food, groceries, and electronics, with super-fast home delivery. Discover your favorite products and enjoy great prices and special deals.

**Highlights:** Discover and select favorite food, groceries, and essentials, Place orders via Zapp Safe Pay or cash on delivery, Doorstep delivery in an average of 30 minutes, In-store top-ups for cash payments, Free delivery on selected merchants, Access to discounts and special deals

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Is Zapp free?

Zapp is free to download, with no in-app purchases.

### Which has better reviews, Split Pay or Zapp?

Zapp is rated higher. Split Pay averages 4.2 out of 5 from 23 ratings, while Zapp averages 4.5 from 89 ratings.

### Do Split Pay or Zapp have ads?

Neither Split Pay nor Zapp shows ads.

### Which is updated more often, Split Pay or Zapp?

Split Pay ships an update every 6 weeks, and Zapp fortnightly. Most recently, Split Pay was updated on November 3, 2026 and Zapp on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*