# iCost记账 vs Mumo

The clearest difference is ratings volume: iCost记账 at 1K against Mumo's 247. iCost记账 also leads on iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. iCost记账 sells 5 in-app purchases, starting at $0.99 per month and Mumo sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for iCost记账 against 4.9 for Mumo. Both are backed by a comparable volume of ratings — 1K and 247 respectively. Written reviews are what separate them: 88% of iCost记账's written reviews are positive against 95% of Mumo's.

iCost记账 ships an update every 2 weeks, Mumo every 10 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | iCost记账 | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1K ratings)](https://appshunter.io/ios/app/icost-and/id1484262528/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | **1K** | 247 |
| Positive reviews | 88.5% of reviews | **95.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 99 MB | 72 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Quji Technology Co., Ltd.](https://appshunter.io/developer/1484262527) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### iCost记账

[App page](https://appshunter.io/ios/app/icost-and/id1484262528)

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

**Highlights:** Minimalist operation process, Detailed consumption/income classification, Asset management, Chart analysis, Automatic iCloud cloud backup, Export accounting data, Support for multiple currencies and accounts

**Features:** Family Sharing, Apple Watch app

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Membership（1 month） | $0.99 | per month |
| VIP Membership（1 year） | $3.99 | per year |
| VIP Membership（1 year） | $4.99 | per year |
| Permanent VIP Membership | $8.99 | one-time |
| Subscription Upgrade | $8.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive UI
- 💰 Offers free basic features
- 🔍 Detailed expense tracking
- 🔢 Supports multiple currencies
- 🗓️ Clean and organized layout

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- ⏱️ Slow cold start times
- 💳 Limited credit card support
- 🔍 Lack of advanced search/filter
- 🔢 Difficulty managing multiple accounts

**Reported bugs**

- Incorrect currency conversion
- Disappearing transaction history
- Inability to delete/edit accounts
- Syncing issues across devices
- Unreliable backup and restore

**Requested features**

- Recurring expense/income tracking
- Budgeting and spending limit alerts
- Automatic bank/credit card sync
- Detailed category-based analytics
- Multi-user/family account support


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

**Highlights:** AI-powered bookkeeping, Customizable modules, Bill and subscription management, Asset and item tracking, Personalized categories and themes, Advanced search and filtering, Data backup and privacy protection

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员 | $9.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is iCost记账 free?

iCost记账 is free to download, with in-app purchases available.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, iCost记账 or Mumo?

Mumo is rated higher. iCost记账 averages 4.9 out of 5 from 1K ratings, while Mumo averages 4.9 from 247 ratings.

### Do iCost记账 or Mumo have ads?

Neither iCost记账 nor Mumo shows ads.

### Which is updated more often, iCost记账 or Mumo?

iCost记账 ships an update every 2 weeks, and Mumo every 10 days. Most recently, iCost记账 was updated on November 3, 2026 and Mumo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*