# iCost记账 vs Cent

The clearest difference is rating: iCost记账 at 4.9 against Cent's 3.0. iCost记账 also leads on ratings volume (983 vs 2) and device support (5 vs 2). Cent's advantage is in-app purchases (none vs 6) and update cadence (weekly vs every 2 weeks). On price, ads and monetization model there is nothing between them.

Both are free to download. iCost记账 sells 5 in-app purchases, starting at $0.99 per month. Cent asks for nothing beyond the download.

iCost记账 holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: iCost记账 has 983 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 88% of iCost记账's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.

iCost记账 ships an update every 2 weeks, Cent weekly. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | iCost记账 | Cent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (983 ratings)](https://appshunter.io/ios/app/icost-and/id1484262528/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cent/id6764264950/reviews) |
| Number of ratings | **983** | 2 |
| Positive reviews | 88.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 99 MB | 15 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Quji Technology Co., Ltd.](https://appshunter.io/developer/1484262527) | [君 周](https://appshunter.io/developer/1745278927) |

## What reviewers say

### iCost记账

[App page](https://appshunter.io/ios/app/icost-and/id1484262528)

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

**Highlights:** Minimalist operation process, Detailed consumption/income classification, Asset management, Chart analysis, Automatic iCloud cloud backup, Export accounting data, Support for multiple currencies and accounts

**Features:** Family Sharing, Apple Watch app

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Membership（1 month） | $0.99 | per month |
| VIP Membership（1 year） | $3.99 | per year |
| VIP Membership（1 year） | $4.99 | per year |
| Permanent VIP Membership | $8.99 | one-time |
| Subscription Upgrade | $8.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive UI
- 💰 Offers free basic features
- 🔍 Detailed expense tracking
- 🔢 Supports multiple currencies
- 🗓️ Clean and organized layout

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- ⏱️ Slow cold start times
- 💳 Limited credit card support
- 🔍 Lack of advanced search/filter
- 🔢 Difficulty managing multiple accounts

**Reported bugs**

- Incorrect currency conversion
- Disappearing transaction history
- Inability to delete/edit accounts
- Syncing issues across devices
- Unreliable backup and restore

**Requested features**

- Recurring expense/income tracking
- Budgeting and spending limit alerts
- Automatic bank/credit card sync
- Detailed category-based analytics
- Multi-user/family account support


### Cent

[App page](https://appshunter.io/ios/app/cent/id6764264950)

This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.

**Highlights:** Self-hosted data storage (GitHub/WebDAV), Multi-currency support with real-time conversion, Recurring billing templates, Statistical analysis and visualization, Budget management and progress monitoring, iOS native support with widgets and shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iCost记账 free?

iCost记账 is free to download, with in-app purchases available.

### Is Cent free?

Cent is free to download, with no in-app purchases.

### Which has better reviews, iCost记账 or Cent?

iCost记账 is rated higher. iCost记账 averages 4.9 out of 5 from 983 ratings, while Cent averages 3.0 from 2 ratings.

### Do iCost记账 or Cent have ads?

Neither iCost记账 nor Cent shows ads.

### Which is updated more often, iCost记账 or Cent?

iCost记账 ships an update every 2 weeks, and Cent weekly. Most recently, iCost记账 was updated on October 17, 2026 and Cent on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*