# myTU vs Cino

myTU and Cino both sit at 4.9 stars, but that hides the real split: 88% of Cino's written reviews are positive against 31% of myTU's. Cino also leads on update cadence (every 11 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for myTU against 5.0 for Cino. Both are backed by a comparable volume of ratings — 21 and 9 respectively. Written reviews are what separate them: 31% of myTU's written reviews are positive against 88% of Cino's.

myTU ships an update every 2 months, Cino every 11 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | myTU | Cino |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (21 ratings)](https://appshunter.io/ios/app/mytu-mobile-banking/id1484316366/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** |
| Number of ratings | **21** | 9 |
| Positive reviews | 30.8% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 169 MB | 159 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Travel Union UAB](https://appshunter.io/developer/1484315945) | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) |

## What reviewers say

### myTU

[App page](https://appshunter.io/ios/app/mytu-mobile-banking/id1484316366)

A secure and fast mobile banking app for personal and business accounts. Offers instant IBANs, easy payments, and a contactless debit card. Features include parental controls for kids' accounts and business banking solutions.

**Highlights:** Instant European IBAN, Contactless Visa Debit Card, SEPA Instant Transfers, Parental controls for kids, Business banking features, Free cash withdrawals up to €200/month

**Features:** Apple Wallet

**In-app purchases:** none


### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Direct bank account settlement, Customizable split ratios, No need to pool money, Avoid foreign transaction fees, Add/remove people easily, Roulette feature for bill assignment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myTU free?

myTU is free to download, with no in-app purchases.

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Which has better reviews, myTU or Cino?

Cino is rated higher. myTU averages 4.9 out of 5 from 21 ratings, while Cino averages 5.0 from 9 ratings.

### Do myTU or Cino have ads?

Neither myTU nor Cino shows ads.

### Which is updated more often, myTU or Cino?

myTU ships an update every 2 months, and Cino every 11 days. Most recently, myTU was updated on November 3, 2026 and Cino on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*