# Ứng dụng 9Pay vs HD Saison

The clearest difference is rating: HD Saison at 2.0 against Ứng dụng 9Pay's 1.0. HD Saison also leads on ratings volume (8 vs 1) and review sentiment (9% vs 0%). Ứng dụng 9Pay's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HD Saison holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: HD Saison has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Ứng dụng 9Pay's written reviews are positive against 9% of HD Saison's.

Ứng dụng 9Pay ships an update every 3 weeks, HD Saison every 2 months. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Ứng dụng 9Pay | HD Saison |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/ung-dung-9pay/id1484320059/reviews) | **[2.0 (8 ratings)](https://appshunter.io/ios/app/hd-saison/id1589425903/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | 0.0% of reviews | **9.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 165 MB | 156 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [9Pay Company](https://appshunter.io/developer/1484320058) | [HD SAISON FINANCE CO.,LTD](https://appshunter.io/developer/1491870348) |

## What reviewers say

### Ứng dụng 9Pay

[App page](https://appshunter.io/ios/app/ung-dung-9pay/id1484320059)

Easily pay bills, transfer money, and top up your phone or data plans. This secure app offers a convenient way to manage daily expenses with just a tap. Enjoy exclusive promotions and discounts for a seamless financial experience.

**Highlights:** Money transfers, Bill payments (electricity, water, internet), Phone and data top-ups, Secure transactions with SSL/TLS & 3D Secure, Tokenization technology for card security, Promotions and referral bonuses

**Features:** Vision Pro support

**In-app purchases:** none


### HD Saison

[App page](https://appshunter.io/ios/app/hd-saison/id1589425903)

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

**Highlights:** 24/7 loan application, Free registration and profile review, Simple loan procedures, Easy application submission, No income verification required, Flexible loan amounts and terms

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ứng dụng 9Pay free?

Ứng dụng 9Pay is free to download, with no in-app purchases.

### Is HD Saison free?

HD Saison is free to download, with no in-app purchases.

### Which has better reviews, Ứng dụng 9Pay or HD Saison?

HD Saison is rated higher. Ứng dụng 9Pay averages 1.0 out of 5 from 1 ratings, while HD Saison averages 2.0 from 8 ratings.

### Do Ứng dụng 9Pay or HD Saison have ads?

Neither Ứng dụng 9Pay nor HD Saison shows ads.

### Which is updated more often, Ứng dụng 9Pay or HD Saison?

Ứng dụng 9Pay ships an update every 3 weeks, and HD Saison every 2 months. Most recently, Ứng dụng 9Pay was updated on October 29, 2026 and HD Saison on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*