# TBC Insurance vs Terabank

TBC Insurance and Terabank both sit at 4.9 stars, but that hides the real split: 100% of Terabank's written reviews are positive against 59% of TBC Insurance's. TBC Insurance's advantage is ratings volume (7.3K vs 230) and update cadence (every 9 days vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for TBC Insurance against 4.8 for Terabank. That said, the two scores are not equally well evidenced: TBC Insurance has 7.3K ratings behind it against 230, so its average is the more settled of the two. Written reviews are what separate them: 59% of TBC Insurance's written reviews are positive against 100% of Terabank's.

TBC Insurance ships an update every 9 days, Terabank every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | TBC Insurance | Terabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.3K ratings)](https://appshunter.io/ios/app/tbc-insurance/id1484466064/reviews)** | [4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews) |
| Number of ratings | **7.3K** | 230 |
| Positive reviews | 59.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 123 MB | 56 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TBC Insurance JSC](https://appshunter.io/developer/1219286192) | [Terabank JSC](https://appshunter.io/developer/1513026337) |

## What reviewers say

### TBC Insurance

[App page](https://appshunter.io/ios/app/tbc-insurance/id1484466064)

Access insurance services digitally with this intuitive app. Manage policies, file claims, schedule appointments, and request guarantee letters. Enjoy fast and easy access to state-of-the-art digital solutions designed to simplify your life.

**Highlights:** View insurance policies, File health insurance claims, Schedule doctor appointments, Request guarantee letters, Activate travel insurance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app
- 🚀 Smooth performance
- 💡 Flexible and customizable

**What reviewers complain about**

- 🐛 Inconsistent behavior
- 💬 Lack of notifications
- 🔍 Incomplete translations

**Reported bugs**

- Registration form not working
- Difficulty navigating back to main screen

**Requested features**

- Improved notification system
- Ability to view booking history
- More detailed clinic information


### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TBC Insurance free?

TBC Insurance is free to download, with no in-app purchases.

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Which has better reviews, TBC Insurance or Terabank?

TBC Insurance is rated higher. TBC Insurance averages 4.9 out of 5 from 7.3K ratings, while Terabank averages 4.8 from 230 ratings.

### Do TBC Insurance or Terabank have ads?

Neither TBC Insurance nor Terabank shows ads.

### Which is updated more often, TBC Insurance or Terabank?

TBC Insurance ships an update every 9 days, and Terabank every 3 weeks. Most recently, TBC Insurance was updated on November 7, 2026 and Terabank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
