# TBC Insurance vs Pay2Pay

The clearest difference is update cadence: TBC Insurance at every 9 days against Pay2Pay's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TBC Insurance ships an update every 9 days, Pay2Pay every 4 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | TBC Insurance | Pay2Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.3K ratings)](https://appshunter.io/ios/app/tbc-insurance/id1484466064/reviews)** | — |
| Number of ratings | **7.3K** | — |
| Positive reviews | 59.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 4 weeks |
| Monetization | Free | — |
| Size | 123 MB | 240 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TBC Insurance JSC](https://appshunter.io/developer/1219286192) | [NUMUS LTD](https://appshunter.io/developer/1769194131) |

## What reviewers say

### TBC Insurance

[App page](https://appshunter.io/ios/app/tbc-insurance/id1484466064)

Access insurance services digitally with this intuitive app. Manage policies, file claims, schedule appointments, and request guarantee letters. Enjoy fast and easy access to state-of-the-art digital solutions designed to simplify your life.

**Highlights:** View insurance policies, File health insurance claims, Schedule doctor appointments, Request guarantee letters, Activate travel insurance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app
- 🚀 Smooth performance
- 💡 Flexible and customizable

**What reviewers complain about**

- 🐛 Inconsistent behavior
- 💬 Lack of notifications
- 🔍 Incomplete translations

**Reported bugs**

- Registration form not working
- Difficulty navigating back to main screen

**Requested features**

- Improved notification system
- Ability to view booking history
- More detailed clinic information


### Pay2Pay

[App page](https://appshunter.io/ios/app/pay2pay/id6695753476)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TBC Insurance free?

TBC Insurance is free to download, with no in-app purchases.

### Is Pay2Pay free?

Pay2Pay is free to download, with no in-app purchases.

### Do TBC Insurance or Pay2Pay have ads?

Neither TBC Insurance nor Pay2Pay shows ads.

### Which is updated more often, TBC Insurance or Pay2Pay?

TBC Insurance ships an update every 9 days, and Pay2Pay every 4 weeks. Most recently, TBC Insurance was updated on November 7, 2026 and Pay2Pay on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*