# Mercer Money vs PayForge

The clearest difference is in-app purchases: Mercer Money at none against PayForge's 3. Mercer Money also leads on iOS requirement (15.1 vs 17.0). PayForge's advantage is ads (none vs shown) and update cadence (every 6 days vs every 8 months). On price and device support there is nothing between them.

Both are free to download. PayForge sells 3 in-app purchases, starting at $3.99 per month. Mercer Money asks for nothing beyond the download.

Mercer Money ships an update every 8 months, PayForge every 6 days. The most recent releases landed on November 3, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Mercer Money | PayForge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (6 ratings)](https://appshunter.io/ios/app/mercer-money/id1484475031/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 23.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 8 months | **Every 6 days** |
| Monetization | Ad-supported | — |
| Size | 51 MB | 16 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Moneyhub Financial Technology Ltd](https://appshunter.io/developer/658867719) | [Louis Birch](https://appshunter.io/developer/1661435154) |

## What reviewers say

### Mercer Money

[App page](https://appshunter.io/ios/app/mercer-money/id1484475031)

This platform consolidates all your financial information, including pensions and investments, into one accessible location. It leverages open finance technology to provide insights into your savings and spending, offering helpful prompts to manage your money effectively for short, medium, and long-term goals.

**Highlights:** Consolidate pension history, Understand investment breakdowns, Connect wider financial accounts, Financial insights on savings/spending, Make account updates, Receive helpful reminders

**Features:** macOS Compatibility

**In-app purchases:** none


### PayForge

[App page](https://appshunter.io/ios/app/payforge/id6766063577)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayForge Premium Monthly | $3.99 | per month |
| PayForge Premium Yearly | $24.99 | per year |
| PayForge Premium Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Mercer Money free?

Mercer Money is free to download, with no in-app purchases.

### Is PayForge free?

PayForge is free to download, with in-app purchases available.

### Do Mercer Money or PayForge have ads?

Mercer Money shows ads; PayForge does not.

### Which is updated more often, Mercer Money or PayForge?

Mercer Money ships an update every 8 months, and PayForge every 6 days. Most recently, Mercer Money was updated on November 3, 2026 and PayForge on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*