# 한화손보 캐롯 vs SGI M(SGI서울보증)

The clearest difference is rating: 한화손보 캐롯 at 3.9 against SGI M(SGI서울보증)'s 2.6. 한화손보 캐롯 also leads on update cadence (weekly vs every 2 months). SGI M(SGI서울보증)'s advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

한화손보 캐롯 holds the better App Store score, 3.9 against 2.6. Both are backed by a comparable volume of ratings — 9 and 5 respectively. Written reviews complicate that: 37% of 한화손보 캐롯's written reviews are positive against 52% of SGI M(SGI서울보증)'s, so the app with the better star average is not the one people write more warmly about.

한화손보 캐롯 ships an update weekly, SGI M(SGI서울보증) every 2 months. Both last shipped on October 25, 2026.

## The numbers

| Metric | 한화손보 캐롯 | SGI M(SGI서울보증) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (9 ratings)](https://appshunter.io/ios/app/id1485833206/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews) |
| Number of ratings | **9** | 5 |
| Positive reviews | 37.3% of reviews | **52.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 100 MB | 80 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [CARROT INSURANCE CO.,LTD](https://appshunter.io/developer/1485833205) | [SGI서울보증](https://appshunter.io/developer/638584684) |

## What reviewers say

### 한화손보 캐롯

[App page](https://appshunter.io/ios/app/id1485833206)

Easily compare and sign up for personalized insurance plans. Access useful content to save money and manage your policies. Features include usage-based auto insurance, smart home discounts, safe driving rewards, and travel insurance with point rewards.

**Highlights:** Personalized insurance recommendations, Usage-based auto insurance, Smart home insurance discounts, Safe driving insurance discounts, Travel insurance with point rewards, Driving behavior analysis, Vehicle maintenance tracking, Comprehensive policy management

**Features:** Vision Pro support

**In-app purchases:** none


### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 한화손보 캐롯 free?

한화손보 캐롯 is free to download, with no in-app purchases.

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Which has better reviews, 한화손보 캐롯 or SGI M(SGI서울보증)?

한화손보 캐롯 is rated higher. 한화손보 캐롯 averages 3.9 out of 5 from 9 ratings, while SGI M(SGI서울보증) averages 2.6 from 5 ratings.

### Do 한화손보 캐롯 or SGI M(SGI서울보증) have ads?

한화손보 캐롯 shows ads; SGI M(SGI서울보증) does not.

### Which is updated more often, 한화손보 캐롯 or SGI M(SGI서울보증)?

한화손보 캐롯 ships an update weekly, and SGI M(SGI서울보증) every 2 months. Most recently, 한화손보 캐롯 was updated on October 25, 2026 and SGI M(SGI서울보증) on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*