# AYA PAY Wallet vs uabpay

The clearest difference is rating: AYA PAY Wallet at 4.3 against uabpay's 3.7. AYA PAY Wallet also leads on ratings volume (515 vs 164). uabpay's advantage is update cadence (fortnightly vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AYA PAY Wallet holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 515 and 164 respectively. Written reviews point the same way: 52% of AYA PAY Wallet's written reviews are positive against 44% of uabpay's.

AYA PAY Wallet ships an update monthly, uabpay fortnightly. Both last shipped on October 25, 2026.

## The numbers

| Metric | AYA PAY Wallet | uabpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (515 ratings)](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756/reviews)** | [3.7 (164 ratings)](https://appshunter.io/ios/app/uabpay/id1496595220/reviews) |
| Number of ratings | **515** | 164 |
| Positive reviews | **51.8% of reviews** | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 124 MB | 122 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AYA Bank](https://appshunter.io/developer/1356605410) | [UAB Bank Limited](https://appshunter.io/developer/1406305742) |

## What reviewers say

### AYA PAY Wallet

[App page](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756)

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

**Highlights:** Mobile top-up for 5 networks, Cash in/out at agents and ATMs, Wallet to Wallet transfers, Bill payments, QR code payments, Transaction history

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 🔒 Secure transactions
- 💎 Points for exchange
- 📱 User-friendly interface

**What reviewers complain about**

- 🐛 App crashes after update
- 🐛 App not working on iOS
- 🐛 Cannot click anything in app
- 🐛 Blank screen for transfers
- 🐛 Money gone but not received

**Reported bugs**

- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0

**Requested features**

- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features


### uabpay

[App page](https://appshunter.io/ios/app/uabpay/id1496595220)

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

**Highlights:** Fund Transfer, Cash-in/Cash-out, Bills Payment, Scan and Pay, Mobile Top-up, Online Shopping, Card Services

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly interface
- 🚀 Fast transfers to other banks
- 👍 Easy bill payments
- 👍 Convenient for financial management
- 👍 Good UI design

**What reviewers complain about**

- 🐛 Biometric login not working
- 🐛 App crashes or closes unexpectedly
- 🐛 Login issues and connection timeouts
- 🐛 UI design is poor
- 🐛 Transferring money takes too long

**Reported bugs**

- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost

**Requested features**

- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer


## Frequently asked questions

### Is AYA PAY Wallet free?

AYA PAY Wallet is free to download, with no in-app purchases.

### Is uabpay free?

uabpay is free to download, with no in-app purchases.

### Which has better reviews, AYA PAY Wallet or uabpay?

AYA PAY Wallet is rated higher. AYA PAY Wallet averages 4.3 out of 5 from 515 ratings, while uabpay averages 3.7 from 164 ratings.

### Do AYA PAY Wallet or uabpay have ads?

Neither AYA PAY Wallet nor uabpay shows ads.

### Which is updated more often, AYA PAY Wallet or uabpay?

AYA PAY Wallet ships an update monthly, and uabpay fortnightly. Most recently, AYA PAY Wallet was updated on October 25, 2026 and uabpay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*