# AYA PAY Wallet vs GTB Agent

AYA PAY Wallet and GTB Agent both sit at 4.3 stars, but that hides the real split: 52% of AYA PAY Wallet's written reviews are positive against 0% of GTB Agent's. AYA PAY Wallet also leads on ratings volume (517 vs 3) and update cadence (monthly vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for AYA PAY Wallet against 4.3 for GTB Agent. That said, the two scores are not equally well evidenced: AYA PAY Wallet has 517 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 52% of AYA PAY Wallet's written reviews are positive against 0% of GTB Agent's.

AYA PAY Wallet ships an update monthly, GTB Agent every 3 months. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | AYA PAY Wallet | GTB Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (517 ratings)](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756/reviews) | **[4.3 (3 ratings)](https://appshunter.io/ios/app/gtb-agent/id6479807459/reviews)** |
| Number of ratings | **517** | 3 |
| Positive reviews | **51.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 124 MB | 29 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AYA Bank](https://appshunter.io/developer/1356605410) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### AYA PAY Wallet

[App page](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756)

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

**Highlights:** Mobile top-up for 5 networks, Cash in/out at agents and ATMs, Wallet to Wallet transfers, Bill payments, QR code payments, Transaction history

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 🔒 Secure transactions
- 💎 Points for exchange
- 📱 User-friendly interface

**What reviewers complain about**

- 🐛 App crashes after update
- 🐛 App not working on iOS
- 🐛 Cannot click anything in app
- 🐛 Blank screen for transfers
- 🐛 Money gone but not received

**Reported bugs**

- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0

**Requested features**

- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features


### GTB Agent

[App page](https://appshunter.io/ios/app/gtb-agent/id6479807459)

Manage your finances securely and conveniently on the go. This app allows for easy money transfers, instant cash deposits from cards, and efficient bill payments. Enjoy a user-friendly interface and 24/7 customer support for all your banking needs.

**Highlights:** Agent-to-Wallet Transfer, Cash In from MPU Card, Transfer with QR Code, Bill Payment, Secure Transactions, User-Friendly Interface

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AYA PAY Wallet free?

AYA PAY Wallet is free to download, with no in-app purchases.

### Is GTB Agent free?

GTB Agent is free to download, with no in-app purchases.

### Which has better reviews, AYA PAY Wallet or GTB Agent?

GTB Agent is rated higher. AYA PAY Wallet averages 4.3 out of 5 from 517 ratings, while GTB Agent averages 4.3 from 3 ratings.

### Do AYA PAY Wallet or GTB Agent have ads?

Neither AYA PAY Wallet nor GTB Agent shows ads.

### Which is updated more often, AYA PAY Wallet or GTB Agent?

AYA PAY Wallet ships an update monthly, and GTB Agent every 3 months. Most recently, AYA PAY Wallet was updated on November 5, 2026 and GTB Agent on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*