# ЭЛПЛАТ vs Pay P.S. Займы онлайн на карту

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against ЭЛПЛАТ's 1.0. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 1). ЭЛПЛАТ's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.6 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 23 ratings behind it against 1, so its average is the more settled of the two.

ЭЛПЛАТ ships an update every 3 weeks, Pay P.S. Займы онлайн на карту every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ЭЛПЛАТ | Pay P.S. Займы онлайн на карту |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1485845162/reviews) | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** |
| Number of ratings | 1 | **23** |
| Positive reviews | — | 78.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | — | Ad-supported |
| Size | 14 MB | 37 MB |
| Requires iOS | **13.6** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ELPLAT OOO](https://appshunter.io/developer/1485845161) | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) |

## What reviewers say

### ЭЛПЛАТ

[App page](https://appshunter.io/ios/app/id1485845162)

**Features:** Vision Pro support

**In-app purchases:** none


### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ЭЛПЛАТ free?

ЭЛПЛАТ is free to download, with no in-app purchases.

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Which has better reviews, ЭЛПЛАТ or Pay P.S. Займы онлайн на карту?

Pay P.S. Займы онлайн на карту is rated higher. ЭЛПЛАТ averages 1.0 out of 5 from 1 ratings, while Pay P.S. Займы онлайн на карту averages 4.8 from 23 ratings.

### Do ЭЛПЛАТ or Pay P.S. Займы онлайн на карту have ads?

Neither ЭЛПЛАТ nor Pay P.S. Займы онлайн на карту shows ads.

### Which is updated more often, ЭЛПЛАТ or Pay P.S. Займы онлайн на карту?

ЭЛПЛАТ ships an update every 3 weeks, and Pay P.S. Займы онлайн на карту every 2 months. Most recently, ЭЛПЛАТ was updated on October 24, 2026 and Pay P.S. Займы онлайн на карту on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*