# BCEL i vs IB Cool

The clearest difference is review sentiment: IB Cool at 90% against BCEL i's 0%. IB Cool also leads on rating (4.7 vs 3.0) and update cadence (every 3 weeks vs every 4 months). BCEL i's advantage is iOS requirement (11.0 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB Cool holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 6 and 16 respectively. Written reviews point the same way: 0% of BCEL i's written reviews are positive against 90% of IB Cool's.

BCEL i ships an update every 4 months, IB Cool every 3 weeks. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BCEL i | IB Cool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (6 ratings)](https://appshunter.io/ios/app/bcel-i-bank/id1485847385/reviews) | **[4.7 (16 ratings)](https://appshunter.io/ios/app/ib-cool/id1538710456/reviews)** |
| Number of ratings | 6 | **16** |
| Positive reviews | 0.0% of reviews | **90.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 69 MB | 134 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) |

## What reviewers say

### BCEL i

[App page](https://appshunter.io/ios/app/bcel-i-bank/id1485847385)

Manage your bank accounts and conduct various financial transactions online 24/7. This service allows for bill payments, fund transfers, statement monitoring, and enhanced security features for individuals and corporations.

**Highlights:** Bill and tax payments, Funds transfer (domestic & international), Monitor cheque usage and bank statements, Manage payroll transactions, Schedule future transactions, Retrieve and share e-receipts, Enhanced security with OTP tokens

**Features:** macOS Compatibility

**In-app purchases:** none


### IB Cool

[App page](https://appshunter.io/ios/app/ib-cool/id1538710456)

Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.

**Highlights:** Access savings and current accounts, Manage fixed deposits and loans, Pay bills quickly, Discover merchant discounts, Financial management tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCEL i free?

BCEL i is free to download, with no in-app purchases.

### Is IB Cool free?

IB Cool is free to download, with no in-app purchases.

### Which has better reviews, BCEL i or IB Cool?

IB Cool is rated higher. BCEL i averages 3.0 out of 5 from 6 ratings, while IB Cool averages 4.7 from 16 ratings.

### Do BCEL i or IB Cool have ads?

Neither BCEL i nor IB Cool shows ads.

### Which is updated more often, BCEL i or IB Cool?

BCEL i ships an update every 4 months, and IB Cool every 3 weeks. Most recently, BCEL i was updated on November 5, 2026 and IB Cool on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*