# BCEL i vs IB CAP

The clearest difference is rating: IB CAP at 5.0 against BCEL i's 3.0. BCEL i's advantage is ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB CAP holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: BCEL i has 6 ratings behind it against 1, so its average is the more settled of the two.

BCEL i ships an update every 4 months, IB CAP every 3 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BCEL i | IB CAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (6 ratings)](https://appshunter.io/ios/app/bcel-i-bank/id1485847385/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ib-cap/id6465068853/reviews)** |
| Number of ratings | **6** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 69 MB | 64 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) |

## What reviewers say

### BCEL i

[App page](https://appshunter.io/ios/app/bcel-i-bank/id1485847385)

Manage your bank accounts and conduct various financial transactions online 24/7. This service allows for bill payments, fund transfers, statement monitoring, and enhanced security features for individuals and corporations.

**Highlights:** Bill and tax payments, Funds transfer (domestic & international), Monitor cheque usage and bank statements, Manage payroll transactions, Schedule future transactions, Retrieve and share e-receipts, Enhanced security with OTP tokens

**Features:** macOS Compatibility

**In-app purchases:** none


### IB CAP

[App page](https://appshunter.io/ios/app/ib-cap/id6465068853)

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

**Highlights:** Account management, Fund transfers, Bill payments, Mobile recharge, Payroll uploads, Multi-user support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCEL i free?

BCEL i is free to download, with no in-app purchases.

### Is IB CAP free?

IB CAP is free to download, with no in-app purchases.

### Which has better reviews, BCEL i or IB CAP?

IB CAP is rated higher. BCEL i averages 3.0 out of 5 from 6 ratings, while IB CAP averages 5.0 from 1 ratings.

### Do BCEL i or IB CAP have ads?

Neither BCEL i nor IB CAP shows ads.

### Which is updated more often, BCEL i or IB CAP?

BCEL i ships an update every 4 months, and IB CAP every 3 months. Most recently, BCEL i was updated on October 24, 2026 and IB CAP on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*