# NMB Soft Token vs Selcom Pesa

The clearest difference is review sentiment: NMB Soft Token at 100% against Selcom Pesa's 50%. Selcom Pesa's advantage is rating (4.5 vs 1.0) and update cadence (monthly vs every 41 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Selcom Pesa holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Selcom Pesa has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of NMB Soft Token's written reviews are positive against 50% of Selcom Pesa's, so the app with the better star average is not the one people write more warmly about.

NMB Soft Token ships an update every 41 months, Selcom Pesa monthly. The most recent releases landed on September 16, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | NMB Soft Token | Selcom Pesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/nmb-soft-token/id1485986872/reviews) | **[4.5 (11 ratings)](https://appshunter.io/ios/app/selcom-pesa/id6737184776/reviews)** |
| Number of ratings | 1 | **11** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 41 months | **Monthly** |
| Monetization | Free | Free |
| Size | 209 MB | 204 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NMB Bank PLC](https://appshunter.io/developer/1262481452) | [Selcom Paytech Limited](https://appshunter.io/developer/1509221215) |

## What reviewers say

### NMB Soft Token

[App page](https://appshunter.io/ios/app/nmb-soft-token/id1485986872)

Enhances online banking security by requiring more than just a password for authentication. This helps protect customer accounts and sensitive data from unauthorized access.

**Highlights:** Enhanced security layer, Protects internet banking profiles, Prevents unauthorized access, Requires more than password, Secures customer data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Selcom Pesa

[App page](https://appshunter.io/ios/app/selcom-pesa/id6737184776)

This digital financial app, licensed by the Bank of Tanzania, helps Tanzanian citizens manage their money globally. It offers flexible transaction bundles, instant loans with credit score access, and secure payment options. Onboarding is quick and easy, with 24/7 customer support available in English and Kiswahili.

**Highlights:** Flexible transaction bundles, Instant loans and credit score access, Smart and easy onboarding, Manage multiple account balances, Secure and instant payments, Rewards for inviting friends, Instant Lipa Namba (TanQR) registration

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NMB Soft Token free?

NMB Soft Token is free to download, with no in-app purchases.

### Is Selcom Pesa free?

Selcom Pesa is free to download, with no in-app purchases.

### Which has better reviews, NMB Soft Token or Selcom Pesa?

Selcom Pesa is rated higher. NMB Soft Token averages 1.0 out of 5 from 1 ratings, while Selcom Pesa averages 4.5 from 11 ratings.

### Do NMB Soft Token or Selcom Pesa have ads?

Neither NMB Soft Token nor Selcom Pesa shows ads.

### Which is updated more often, NMB Soft Token or Selcom Pesa?

NMB Soft Token ships an update every 41 months, and Selcom Pesa monthly. Most recently, NMB Soft Token was updated on September 16, 2026 and Selcom Pesa on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*