# Stephens Access vs Stone Bank

The clearest difference is review sentiment: Stone Bank at 75% against Stephens Access's 0%. Stone Bank also leads on rating (4.8 vs 1.8) and ratings volume (491 vs 12). Stephens Access's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stone Bank holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Stone Bank has 491 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of Stephens Access's written reviews are positive against 75% of Stone Bank's.

Stephens Access ships an update every 3 months, Stone Bank monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | Stephens Access | Stone Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (12 ratings)](https://appshunter.io/ios/app/stephens-access/id1486164736/reviews) | **[4.8 (491 ratings)](https://appshunter.io/ios/app/stone-bank/id6670796746/reviews)** |
| Number of ratings | 12 | **491** |
| Positive reviews | 0.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 7 MB | 199 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Stephens](https://appshunter.io/developer/1454235728) | [Stone Bank](https://appshunter.io/developer/1359344717) |

## What reviewers say

### Stephens Access

[App page](https://appshunter.io/ios/app/stephens-access/id1486164736)

Manage your investment portfolio securely on the go. Deposit checks, access market information, and stay connected to your brokerage accounts anytime, anywhere. Optimized for mobile, it brings key desktop features to your fingertips.

**Highlights:** Secure brokerage account access, Investment portfolio management, Mobile check deposit, Market information access, 24/7 connectivity

**Features:** Vision Pro support

**In-app purchases:** none


### Stone Bank

[App page](https://appshunter.io/ios/app/stone-bank/id6670796746)

Manage your money with a fast and secure mobile banking app. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby branches or ATMs.

**Highlights:** Financial goal setting, Customizable balance alerts, Peer-to-peer and company payments, Inter-account transfers, Mobile check deposit, Debit card management, Statement viewing and saving, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Stephens Access free?

Stephens Access is free to download, with no in-app purchases.

### Is Stone Bank free?

Stone Bank is free to download, with no in-app purchases.

### Which has better reviews, Stephens Access or Stone Bank?

Stone Bank is rated higher. Stephens Access averages 1.8 out of 5 from 12 ratings, while Stone Bank averages 4.8 from 491 ratings.

### Do Stephens Access or Stone Bank have ads?

Neither Stephens Access nor Stone Bank shows ads.

### Which is updated more often, Stephens Access or Stone Bank?

Stephens Access ships an update every 3 months, and Stone Bank monthly. Most recently, Stephens Access was updated on October 25, 2026 and Stone Bank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*