# Horizon My Control vs IH Access

The clearest difference is rating: Horizon My Control at 2.5 against IH Access's 1.0. Horizon My Control also leads on ratings volume (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Horizon My Control holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Horizon My Control ships an update every 4 months, IH Access every 3 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Horizon My Control | IH Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (4 ratings)](https://appshunter.io/ios/app/horizon-my-control/id1486279711/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/ih-access/id6448763644/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 38 MB | 37 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Horizon Federal Credit Union](https://appshunter.io/developer/532680655) | [International Harvester Employee Credit Union Inc](https://appshunter.io/developer/1157696227) |

## What reviewers say

### Horizon My Control

[App page](https://appshunter.io/ios/app/horizon-my-control/id1486279711)

Manage, monitor, and secure your credit and debit cards from your mobile device. Quickly log in, customize alerts and controls, and view transactions. Report lost or stolen cards and dispute transactions with ease.

**Highlights:** Lock and unlock cards, Make credit card payments, View account details, Monitor transactions, Dispute transactions, Report lost/stolen cards, Set travel notifications, Customize alerts and controls

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### IH Access

[App page](https://appshunter.io/ios/app/ih-access/id6448763644)

Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.

**Highlights:** Lock and unlock cards, Set alerts and restrictions, Make credit card payments, View account details, Monitor transactions, Raise transaction disputes, Set travel notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Horizon My Control free?

Horizon My Control is free to download, with no in-app purchases.

### Is IH Access free?

IH Access is free to download, with no in-app purchases.

### Which has better reviews, Horizon My Control or IH Access?

Horizon My Control is rated higher. Horizon My Control averages 2.5 out of 5 from 4 ratings, while IH Access averages 1.0 from 1 ratings.

### Do Horizon My Control or IH Access have ads?

Neither Horizon My Control nor IH Access shows ads.

### Which is updated more often, Horizon My Control or IH Access?

Horizon My Control ships an update every 4 months, and IH Access every 3 months. Most recently, Horizon My Control was updated on November 3, 2026 and IH Access on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*