# Pay with ME vs ElsterSecure

The clearest difference is rating: ElsterSecure at 4.7 against Pay with ME's 3.9. ElsterSecure also leads on review sentiment (84% vs 67%) and ratings volume (131 vs 7). Pay with ME's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ElsterSecure holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: ElsterSecure has 131 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 67% of Pay with ME's written reviews are positive against 84% of ElsterSecure's.

Pay with ME ships an update every 5 weeks, ElsterSecure every 4 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Pay with ME | ElsterSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (7 ratings)](https://appshunter.io/ios/app/pay-with-me-mobile-payment/id1486288217/reviews) | **[4.7 (131 ratings)](https://appshunter.io/ios/app/elstersecure/id1579060331/reviews)** |
| Number of ratings | 7 | **131** |
| Positive reviews | 67.3% of reviews | **84.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 25 MB | 49 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZIIB Zahlungssysteme GmbH](https://appshunter.io/developer/1455882197) | [Bayerisches Landesamt fuer Steuern](https://appshunter.io/developer/1018163928) |

## What reviewers say

### Pay with ME

[App page](https://appshunter.io/ios/app/pay-with-me-mobile-payment/id1486288217)

Make fast, secure payments directly from your iPhone without registration. Simply scan a QR code or tap your device to pay for goods and services at thousands of locations using your preferred payment method.

**Highlights:** Contactless payments, QR code scanning, NFC tap-to-pay, Multiple payment methods, Transaction history, Optional tipping, Automatic coupon application

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ElsterSecure

[App page](https://appshunter.io/ios/app/elstersecure/id1579060331)

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

**Highlights:** Smartphone-based authentication, Eliminates need for certificate files, Simplifies tax account logins, QR code scanning for setup, Secure user account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay with ME free?

Pay with ME is free to download, with no in-app purchases.

### Is ElsterSecure free?

ElsterSecure is free to download, with no in-app purchases.

### Which has better reviews, Pay with ME or ElsterSecure?

ElsterSecure is rated higher. Pay with ME averages 3.9 out of 5 from 7 ratings, while ElsterSecure averages 4.7 from 131 ratings.

### Do Pay with ME or ElsterSecure have ads?

Neither Pay with ME nor ElsterSecure shows ads.

### Which is updated more often, Pay with ME or ElsterSecure?

Pay with ME ships an update every 5 weeks, and ElsterSecure every 4 months. Most recently, Pay with ME was updated on November 3, 2026 and ElsterSecure on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*