# Bluevine vs Plastiq

The clearest difference is rating: Bluevine at 4.6 against Plastiq's 3.7. Bluevine also leads on ratings volume (4.3K vs 85) and update cadence (fortnightly vs every 5 weeks). Plastiq's advantage is review sentiment (44% vs 20%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bluevine holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 85, so its average is the more settled of the two. Written reviews complicate that: 20% of Bluevine's written reviews are positive against 44% of Plastiq's, so the app with the better star average is not the one people write more warmly about.

Bluevine ships an update fortnightly, Plastiq every 5 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Bluevine | Plastiq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (4.3K ratings)](https://appshunter.io/ios/app/bluevine/id1486393311/reviews)** | [3.7 (85 ratings)](https://appshunter.io/ios/app/plastiq/id1594208960/reviews) |
| Number of ratings | **4.3K** | 85 |
| Positive reviews | 20.2% of reviews | **43.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 137 MB | 54 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bluevine Capital](https://appshunter.io/developer/1486393310) | [Plastiq, Inc.](https://appshunter.io/developer/1092294705) |

## What reviewers say

### Bluevine

[App page](https://appshunter.io/ios/app/bluevine/id1486393311)

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

**Highlights:** Digital business checking account, Manage cash flow and transactions, Pay bills and deposit checks, Earn competitive interest on balances, No monthly or overdraft fees, Create up to 20 sub-accounts for budgeting, FDIC insured up to $3,000,000

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options


### Plastiq

[App page](https://appshunter.io/ios/app/plastiq/id1594208960)

This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.

**Highlights:** Pay bills on-the-go, Schedule future payments, Repeat vendor payments, Access documentation, Real-time payables visibility, Cash flow decision making

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Powers cash flow and rewards
- 💳 Pay bills with credit cards
- 📱 Manage payables on the go
- ✨ Clean and modern design

**What reviewers complain about**

- ❌ Payments not made as scheduled
- ❌ Payments canceled for unknown reasons
- ❌ Late fees incurred due to non-payment
- ❌ Refund delays and lack of explanation
- ❌ Difficulty reaching customer support

**Reported bugs**

- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company

**Requested features**

- Add dashboard overview of account
- Make app auto-rotate for iPad use


## Frequently asked questions

### Is Bluevine free?

Bluevine is free to download, with no in-app purchases.

### Is Plastiq free?

Plastiq is free to download, with no in-app purchases.

### Which has better reviews, Bluevine or Plastiq?

Bluevine is rated higher. Bluevine averages 4.6 out of 5 from 4.3K ratings, while Plastiq averages 3.7 from 85 ratings.

### Do Bluevine or Plastiq have ads?

Neither Bluevine nor Plastiq shows ads.

### Which is updated more often, Bluevine or Plastiq?

Bluevine ships an update fortnightly, and Plastiq every 5 weeks. Most recently, Bluevine was updated on November 7, 2026 and Plastiq on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*