# Bluevine vs Shopify Balance

The clearest difference is rating: Bluevine at 4.6 against Shopify Balance's 2.6. Bluevine also leads on ratings volume (4.3K vs 85). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bluevine holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 85, so its average is the more settled of the two. Written reviews point the same way: 20% of Bluevine's written reviews are positive against 17% of Shopify Balance's.

Bluevine ships an update fortnightly, Shopify Balance weekly. Both last shipped on November 11, 2026.

## The numbers

| Metric | Bluevine | Shopify Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (4.3K ratings)](https://appshunter.io/ios/app/bluevine/id1486393311/reviews)** | [2.6 (85 ratings)](https://appshunter.io/ios/app/shopify-balance/id1640703353/reviews) |
| Number of ratings | **4.3K** | 85 |
| Positive reviews | **20.1% of reviews** | 17.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 137 MB | 107 MB |
| Requires iOS | 17.4 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bluevine Capital](https://appshunter.io/developer/1486393310) | [Shopify Inc.](https://appshunter.io/developer/371294475) |

## What reviewers say

### Bluevine

[App page](https://appshunter.io/ios/app/bluevine/id1486393311)

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

**Highlights:** Digital business checking account, Manage cash flow and transactions, Pay bills and deposit checks, Earn competitive interest on balances, No monthly or overdraft fees, Create up to 20 sub-accounts for budgeting, FDIC insured up to $3,000,000

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options


### Shopify Balance

[App page](https://appshunter.io/ios/app/shopify-balance/id1640703353)

Manage your business finances directly from your mobile device. This app offers a free business financial account integrated with your store, allowing you to track your balance, transfer funds, get paid faster, and earn rewards on your balance.

**Highlights:** View account balance and transaction history, Transfer funds with zero fees, Get paid faster from Shopify sales, Earn APY rewards on account balance, Access virtual card and mobile payments, Lock and unlock cards for security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for managing balance
- 👍 Seamlessly connected to shop
- 👍 Physical card is convenient
- 👍 Payments hit within 24 hours
- 👍 App works great for some users

**What reviewers complain about**

- 😞 Difficult to reach human support
- 😞 Unreliable bill pay feature
- 😞 Blamed for fraudulent transactions
- 😞 Merchant names disappear
- 😞 Cannot transfer money

**Reported bugs**

- Bill Pay feature failed to pay rent on time
- 302 fraudulent transactions posted without warning
- Merchant names disappeared from debit card transactions
- Cannot transfer money to bank account
- Cannot add card to Apple Wallet

**Requested features**

- Add Zelle integration
- Allow connected accounts to have nicknames
- Improve UI for managing multiple accounts
- Make app compatible with iPad
- Add instant transfer method


## Frequently asked questions

### Is Bluevine free?

Bluevine is free to download, with no in-app purchases.

### Is Shopify Balance free?

Shopify Balance is free to download, with no in-app purchases.

### Which has better reviews, Bluevine or Shopify Balance?

Bluevine is rated higher. Bluevine averages 4.6 out of 5 from 4.3K ratings, while Shopify Balance averages 2.6 from 85 ratings.

### Do Bluevine or Shopify Balance have ads?

Neither Bluevine nor Shopify Balance shows ads.

### Which is updated more often, Bluevine or Shopify Balance?

Bluevine ships an update fortnightly, and Shopify Balance weekly. Most recently, Bluevine was updated on November 11, 2026 and Shopify Balance on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*