# Bluevine vs Centrust Bank

The clearest difference is rating: Bluevine at 4.7 against Centrust Bank's 3.8. Bluevine also leads on update cadence (fortnightly vs every 6 months) and ratings volume (4.3K vs 8). Centrust Bank's advantage is iOS requirement (15.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bluevine holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 8, so its average is the more settled of the two.

Bluevine ships an update fortnightly, Centrust Bank every 6 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Bluevine | Centrust Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.3K ratings)](https://appshunter.io/ios/app/bluevine/id1486393311/reviews)** | [3.8 (8 ratings)](https://appshunter.io/ios/app/centrust-bank/id6572303734/reviews) |
| Number of ratings | **4.3K** | 8 |
| Positive reviews | 20.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | **Free** | Ad-supported |
| Size | 135 MB | 43 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bluevine Capital](https://appshunter.io/developer/1486393310) | [Smartbiz Bank, N. A.](https://appshunter.io/developer/1502427090) |

## What reviewers say

### Bluevine

[App page](https://appshunter.io/ios/app/bluevine/id1486393311)

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

**Highlights:** Digital business checking account, Manage cash flow and transactions, Pay bills and deposit checks, Earn competitive interest on balances, No monthly or overdraft fees, Create up to 20 sub-accounts for budgeting, FDIC insured up to $3,000,000

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options


### Centrust Bank

[App page](https://appshunter.io/ios/app/centrust-bank/id6572303734)

Manage your finances on the go with this mobile banking app. Instantly access account details, check balances, and transfer funds securely and conveniently. Enjoy free, anytime access to your banking needs.

**Highlights:** Instant account access, Check balances, Transfer money, Secure transactions, Free mobile banking

**In-app purchases:** none


## Frequently asked questions

### Is Bluevine free?

Bluevine is free to download, with no in-app purchases.

### Is Centrust Bank free?

Centrust Bank is free to download, with no in-app purchases.

### Which has better reviews, Bluevine or Centrust Bank?

Bluevine is rated higher. Bluevine averages 4.7 out of 5 from 4.3K ratings, while Centrust Bank averages 3.8 from 8 ratings.

### Do Bluevine or Centrust Bank have ads?

Neither Bluevine nor Centrust Bank shows ads.

### Which is updated more often, Bluevine or Centrust Bank?

Bluevine ships an update fortnightly, and Centrust Bank every 6 months. Most recently, Bluevine was updated on October 25, 2026 and Centrust Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*