# BNY Pershing Access vs KH Card

The clearest difference is rating: KH Card at 4.5 against BNY Pershing Access's 1.7. KH Card also leads on update cadence (every 2 weeks vs every 3 months). BNY Pershing Access's advantage is monetization model (free vs ad-supported) and ratings volume (69 vs 15). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KH Card holds the better App Store score, 4.5 against 1.7. Both are backed by a comparable volume of ratings — 69 and 15 respectively. Written reviews complicate that: 7% of BNY Pershing Access's written reviews are positive against 0% of KH Card's, so the app with the better star average is not the one people write more warmly about.

BNY Pershing Access ships an update every 3 months, KH Card every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | BNY Pershing Access | KH Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (69 ratings)](https://appshunter.io/ios/app/bny-pershing-access/id1486554730/reviews) | **[4.5 (15 ratings)](https://appshunter.io/ios/app/kh-card/id6751657710/reviews)** |
| Number of ratings | **69** | 15 |
| Positive reviews | **6.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 9 MB | 111 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of New York Mellon Corporation](https://appshunter.io/developer/420188109) | [Branch Messenger Inc.](https://appshunter.io/developer/977844194) |

## What reviewers say

### BNY Pershing Access

[App page](https://appshunter.io/ios/app/bny-pershing-access/id1486554730)

Access your investment accounts securely on the go. View statements, balances, holdings, and account activity. Deposit checks, pay bills, and access market research.

**Highlights:** View account statements and tax documents, Access balances and portfolio holdings, Monitor account activity and cash flow, Mobile check deposit, Bill payment via Bill Suite™, Market quotes and research access, Secure password reset

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### KH Card

[App page](https://appshunter.io/ios/app/kh-card/id6751657710)

Manage company awards like Teamwork Awards and KH My Way Dollars. Use your physical or digital card via Apple Pay for flexible spending. Track balances and receive notifications for new awards.

**Highlights:** Manage company awards, Physical and digital card options, Apple Pay integration, Track balances and history, Award notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BNY Pershing Access free?

BNY Pershing Access is free to download, with no in-app purchases.

### Is KH Card free?

KH Card is free to download, with no in-app purchases.

### Which has better reviews, BNY Pershing Access or KH Card?

KH Card is rated higher. BNY Pershing Access averages 1.7 out of 5 from 69 ratings, while KH Card averages 4.5 from 15 ratings.

### Do BNY Pershing Access or KH Card have ads?

Neither BNY Pershing Access nor KH Card shows ads.

### Which is updated more often, BNY Pershing Access or KH Card?

BNY Pershing Access ships an update every 3 months, and KH Card every 2 weeks. Most recently, BNY Pershing Access was updated on October 24, 2026 and KH Card on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*