# Flouci vs BNAPAY

The clearest difference is rating: Flouci at 4.6 against BNAPAY's 1.0. Flouci also leads on ratings volume (163 vs 1). BNAPAY's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flouci holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Flouci has 163 ratings behind it against 1, so its average is the more settled of the two.

Flouci ships an update every 3 weeks, BNAPAY fortnightly. The most recent releases landed on September 22, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Flouci | BNAPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (163 ratings)](https://appshunter.io/ios/app/flouci/id1486786024/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bnapay/id1625715421/reviews) |
| Number of ratings | **163** | 1 |
| Positive reviews | 52.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 130 MB | 81 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Kaoun](https://appshunter.io/developer/1486786023) | [BANQUE NAIONALE AGRICOLE(BNA)](https://appshunter.io/developer/1524454607) |

## What reviewers say

### Flouci

[App page](https://appshunter.io/ios/app/flouci/id1486786024)

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

**Highlights:** Free bank account opening, Instant money transfers, In-store and online payments, Merchant payment integration, QR code payments, Digital wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BNAPAY

[App page](https://appshunter.io/ios/app/bnapay/id1625715421)

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

**Highlights:** Transaction history consultation, Merchant payments, Secure operations, 24/7 accessibility, BNAPAY service registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Flouci free?

Flouci is free to download, with no in-app purchases.

### Is BNAPAY free?

BNAPAY is free to download, with no in-app purchases.

### Which has better reviews, Flouci or BNAPAY?

Flouci is rated higher. Flouci averages 4.6 out of 5 from 163 ratings, while BNAPAY averages 1.0 from 1 ratings.

### Do Flouci or BNAPAY have ads?

Neither Flouci nor BNAPAY shows ads.

### Which is updated more often, Flouci or BNAPAY?

Flouci ships an update every 3 weeks, and BNAPAY fortnightly. Most recently, Flouci was updated on September 22, 2026 and BNAPAY on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*