# Flouci vs STB Pay

The clearest difference is rating: Flouci at 4.6 against STB Pay's 4.0. Flouci also leads on ratings volume (163 vs 3). STB Pay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flouci holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Flouci has 163 ratings behind it against 3, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 22, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | Flouci | STB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (163 ratings)](https://appshunter.io/ios/app/flouci/id1486786024/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/stb-pay/id1637595082/reviews) |
| Number of ratings | **163** | 3 |
| Positive reviews | 52.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 130 MB | 65 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kaoun](https://appshunter.io/developer/1486786023) | [STE TUNISIENNE DE BANQUE](https://appshunter.io/developer/1045108544) |

## What reviewers say

### Flouci

[App page](https://appshunter.io/ios/app/flouci/id1486786024)

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

**Highlights:** Free bank account opening, Instant money transfers, In-store and online payments, Merchant payment integration, QR code payments, Digital wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### STB Pay

[App page](https://appshunter.io/ios/app/stb-pay/id1637595082)

Easily and securely manage your finances on the go. View transaction history and make payments to merchants accepting this new payment method. Requires prior registration with STB Pay and a Tunisian bank card.

**Highlights:** Secure transaction history viewing, Merchant payments, 24/7 accessibility, Easy registration process

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Flouci free?

Flouci is free to download, with no in-app purchases.

### Is STB Pay free?

STB Pay is free to download, with no in-app purchases.

### Which has better reviews, Flouci or STB Pay?

Flouci is rated higher. Flouci averages 4.6 out of 5 from 163 ratings, while STB Pay averages 4.0 from 3 ratings.

### Do Flouci or STB Pay have ads?

Neither Flouci nor STB Pay shows ads.

### Which is updated more often, Flouci or STB Pay?

Flouci ships an update every 3 weeks, and STB Pay every 3 weeks. Most recently, Flouci was updated on September 22, 2026 and STB Pay on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*