# Flouci vs BTK PAY

The clearest difference is ads: BTK PAY at none against Flouci's shown. BTK PAY also leads on iOS requirement (13.0 vs 15.1). Flouci's advantage is update cadence (fortnightly vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flouci ships an update fortnightly, BTK PAY every 4 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Flouci | BTK PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (164 ratings)](https://appshunter.io/ios/app/flouci/id1486786024/reviews)** | — |
| Number of ratings | **164** | — |
| Positive reviews | 52.8% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free with in-app purchases | — |
| Size | 132 MB | 100 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kaoun](https://appshunter.io/developer/1486786023) | [BTK BPCE](https://appshunter.io/developer/985626100) |

## What reviewers say

### Flouci

[App page](https://appshunter.io/ios/app/flouci/id1486786024)

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

**Highlights:** Free bank account opening, Instant money transfers, In-store and online payments, Merchant payment integration, QR code payments, Digital wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BTK PAY

[App page](https://appshunter.io/ios/app/btk-pay/id1668300965)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Flouci free?

Flouci is free to download, with no in-app purchases.

### Is BTK PAY free?

BTK PAY is free to download, with no in-app purchases.

### Do Flouci or BTK PAY have ads?

Flouci shows ads; BTK PAY does not.

### Which is updated more often, Flouci or BTK PAY?

Flouci ships an update fortnightly, and BTK PAY every 4 months. Most recently, Flouci was updated on October 26, 2026 and BTK PAY on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*