# Flouci vs Paysmart

The clearest difference is rating: Flouci at 4.6 against Paysmart's 1.0. Flouci also leads on review sentiment (53% vs 25%) and ratings volume (164 vs 2). Paysmart's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flouci holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Flouci has 164 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Flouci's written reviews are positive against 25% of Paysmart's.

Flouci ships an update fortnightly, Paysmart every 2 weeks. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Flouci | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (164 ratings)](https://appshunter.io/ios/app/flouci/id1486786024/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | **164** | 2 |
| Positive reviews | **52.8% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 132 MB | 48 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kaoun](https://appshunter.io/developer/1486786023) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### Flouci

[App page](https://appshunter.io/ios/app/flouci/id1486786024)

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

**Highlights:** Free bank account opening, Instant money transfers, In-store and online payments, Merchant payment integration, QR code payments, Digital wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Flouci free?

Flouci is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, Flouci or Paysmart?

Flouci is rated higher. Flouci averages 4.6 out of 5 from 164 ratings, while Paysmart averages 1.0 from 2 ratings.

### Do Flouci or Paysmart have ads?

Both Flouci and Paysmart show ads.

### Which is updated more often, Flouci or Paysmart?

Flouci ships an update fortnightly, and Paysmart every 2 weeks. Most recently, Flouci was updated on October 26, 2026 and Paysmart on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*