# Flouci vs UBCI Secure

The clearest difference is update cadence: Flouci at every 3 weeks against UBCI Secure's every 10 months. UBCI Secure's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flouci ships an update every 3 weeks, UBCI Secure every 10 months. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Flouci | UBCI Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (163 ratings)](https://appshunter.io/ios/app/flouci/id1486786024/reviews)** | — |
| Number of ratings | **163** | — |
| Positive reviews | 52.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 10 months |
| Monetization | Free with in-app purchases | — |
| Size | 130 MB | 74 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kaoun](https://appshunter.io/developer/1486786023) | [UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE](https://appshunter.io/developer/614360800) |

## What reviewers say

### Flouci

[App page](https://appshunter.io/ios/app/flouci/id1486786024)

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

**Highlights:** Free bank account opening, Instant money transfers, In-store and online payments, Merchant payment integration, QR code payments, Digital wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UBCI Secure

[App page](https://appshunter.io/ios/app/ubci-secure/id6451256802)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Flouci free?

Flouci is free to download, with no in-app purchases.

### Is UBCI Secure free?

UBCI Secure is free to download, with no in-app purchases.

### Do Flouci or UBCI Secure have ads?

Neither Flouci nor UBCI Secure shows ads.

### Which is updated more often, Flouci or UBCI Secure?

Flouci ships an update every 3 weeks, and UBCI Secure every 10 months. Most recently, Flouci was updated on September 22, 2026 and UBCI Secure on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*