# NextCapital vs Sarmaaya

The clearest difference is rating: NextCapital at 5.0 against Sarmaaya's 2.3. NextCapital also leads on in-app purchases (none vs 6) and iOS requirement (11.0 vs 17.6). Sarmaaya's advantage is update cadence (every 6 weeks vs every 8 months) and ratings volume (3 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month. NextCapital asks for nothing beyond the download.

NextCapital holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

NextCapital ships an update every 8 months, Sarmaaya every 6 weeks. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | NextCapital | Sarmaaya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/nextcapital/id1487429985/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/sarmaaya/id6480111724/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 6 weeks** |
| Monetization | **Free** | Subscription |
| Size | 9 MB | 80 MB |
| Requires iOS | **11.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Next Capital Limited](https://appshunter.io/developer/1481545872) | [abcData](https://appshunter.io/developer/1534703804) |

## What reviewers say

### NextCapital

[App page](https://appshunter.io/ios/app/nextcapital/id1487429985)

This online stock trading platform is designed for clients of a leading Pakistani brokerage house. It allows users to trade on The Pakistan Stock Exchange directly from their mobile devices.

**Highlights:** Online stock trading, Pakistan Stock Exchange trading, Exclusive for Next Capital clients, Mobile trading platform

**Features:** macOS Compatibility

**In-app purchases:** none


### Sarmaaya

[App page](https://appshunter.io/ios/app/sarmaaya/id6480111724)

Manage, optimize, and grow your investment portfolio with real-time insights and alerts. Track performance against benchmarks, organize holdings with comprehensive reports, and utilize tax efficiency tools for smarter financial growth.

**Highlights:** Real-time portfolio insights and alerts, Performance tracking against market benchmarks, Comprehensive portfolio organization and reports, Tax efficiency tools and CGT tracking, Unified smart dashboard for all investments, Advanced analytics for stocks, ETFs, and more, Personalized watchlist with real-time updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lite Monthly | $4.99 | per month |
| Pro Monthly | $19.99 | per month |
| Premium Monthly | $29.99 | per month |
| Lite Yearly | $49.99 | per year |
| Pro Yearly | $199.99 | per year |
| Premium Yearly | $299.99 | per year |


## Frequently asked questions

### Is NextCapital free?

NextCapital is free to download, with no in-app purchases.

### Is Sarmaaya free?

Sarmaaya is free to download, with in-app purchases available.

### Which has better reviews, NextCapital or Sarmaaya?

NextCapital is rated higher. NextCapital averages 5.0 out of 5 from 1 ratings, while Sarmaaya averages 2.3 from 3 ratings.

### Do NextCapital or Sarmaaya have ads?

Neither NextCapital nor Sarmaaya shows ads.

### Which is updated more often, NextCapital or Sarmaaya?

NextCapital ships an update every 8 months, and Sarmaaya every 6 weeks. Most recently, NextCapital was updated on October 22, 2026 and Sarmaaya on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*