Comparison

PayCad vs BullionPlus

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PayCad

Features
Read full description

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS β€’ UMEME electricity tokens and postpaid bills β€’ NWSC water bills β€’ DStv, GOtv, and StarTimes TV subscriptions PAY TAXES β€’ Uganda Revenue Authority (URA) taxes β€’ KCCA local government fees β€’ URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN β€’ 4-digit PIN protection on every transaction β€’ Firebase phone number verification β€’ All data encrypted in transit and at rest β€’ No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

About

BullionPlus

Features
Read full description

BullionPlus is your all-in-one lifestyle platform, designed to make everyday digital services simple, secure, and rewarding. Pay bills, buy airtime and data, transfer funds, redeem gift cards, earn through referrals, and access exclusive digital servicesβ€”all from one powerful app. Key Features Fund Your Wallet Add money securely via Paystack or Flutterwave Airtime & Data Purchase airtime and data bundles instantly across major networks. Utility Payments Pay electricity and other utility bills with ease. Share with Friends Transfer funds directly to other BullionPlus users in seconds. Referral Rewards Invite friends and earn rewards when they join and transact. Secure Transactions Biometric login, transaction PIN, two-factor authentication, and advanced security controls protect your account. Transaction History Track all your activities with detailed records and downloadable receipts. Customer Support Get assistance whenever you need it through our in-app support channels. Why BullionPlus? - Fast and secure transactions - Competitive pricing on digital services - Seamless wallet experience - Rewards for referrals and engagement - Built for both individuals and businesses Join other users simplifying digital transactions with BullionPlus. Download BullionPlus today and take control of your digital lifestyle

Screenshots

PayCad4 screens
BullionPlus4 screens

Verdict

The call

The clearest difference is update cadence: BullionPlus at every 5 days against PayCad's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayCad ships an update fortnightly, BullionPlus every 5 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard1 real difference Β· 5 level
PayCad versus BullionPlus: the parameters behind the verdict, then further details
ParameterPayCadBullionPlus
PriceFreeFree
Update frequencyFortnightlyEvery 5 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.6 β€” better
Further details β€” not scored
Size4 MB96 MB
Age rating17+4+
DeveloperCode 256 LimitedBullion Technology Solutions Limited

In-app purchases

None

PayCad

No in-app purchases

None

BullionPlus

No in-app purchases

Questions

Is PayCad free?
PayCad is free to download, with no in-app purchases.
Is BullionPlus free?
BullionPlus is free to download, with no in-app purchases.
Do PayCad or BullionPlus have ads?
Neither PayCad nor BullionPlus shows ads.
Which is updated more often, PayCad or BullionPlus?
PayCad ships an update fortnightly, and BullionPlus every 5 days. Most recently, PayCad was updated on November 3, 2026 and BullionPlus on November 8, 2026.

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