PayCad vs BullionPlus
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PayCad
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PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS β’ UMEME electricity tokens and postpaid bills β’ NWSC water bills β’ DStv, GOtv, and StarTimes TV subscriptions PAY TAXES β’ Uganda Revenue Authority (URA) taxes β’ KCCA local government fees β’ URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN β’ 4-digit PIN protection on every transaction β’ Firebase phone number verification β’ All data encrypted in transit and at rest β’ No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.
BullionPlus
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BullionPlus is your all-in-one lifestyle platform, designed to make everyday digital services simple, secure, and rewarding. Pay bills, buy airtime and data, transfer funds, redeem gift cards, earn through referrals, and access exclusive digital servicesβall from one powerful app. Key Features Fund Your Wallet Add money securely via Paystack or Flutterwave Airtime & Data Purchase airtime and data bundles instantly across major networks. Utility Payments Pay electricity and other utility bills with ease. Share with Friends Transfer funds directly to other BullionPlus users in seconds. Referral Rewards Invite friends and earn rewards when they join and transact. Secure Transactions Biometric login, transaction PIN, two-factor authentication, and advanced security controls protect your account. Transaction History Track all your activities with detailed records and downloadable receipts. Customer Support Get assistance whenever you need it through our in-app support channels. Why BullionPlus? - Fast and secure transactions - Competitive pricing on digital services - Seamless wallet experience - Rewards for referrals and engagement - Built for both individuals and businesses Join other users simplifying digital transactions with BullionPlus. Download BullionPlus today and take control of your digital lifestyle
Screenshots
Verdict
The clearest difference is update cadence: BullionPlus at every 5 days against PayCad's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayCad ships an update fortnightly, BullionPlus every 5 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.
| Parameter | PayCad | BullionPlus |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 5 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.6 β better |
| Further details β not scored | ||
| Size | 4 MB | 96 MB |
| Age rating | 17+ | 4+ |
| Developer | Code 256 Limited | Bullion Technology Solutions Limited |
In-app purchases
PayCad
No in-app purchases
BullionPlus
No in-app purchases









