# Cihan Bank vs AsiaPay

The clearest difference is update cadence: Cihan Bank at every 3 weeks against AsiaPay's every 2 months. AsiaPay's advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for Cihan Bank against 3.5 for AsiaPay. Both are backed by a comparable volume of ratings — 286 and 172 respectively. Written reviews are what separate them: 16% of Cihan Bank's written reviews are positive against 15% of AsiaPay's.

Cihan Bank ships an update every 3 weeks, AsiaPay every 2 months. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Cihan Bank | AsiaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (286 ratings)](https://appshunter.io/ios/app/cihan-bank/id1487447941/reviews)** | [3.5 (172 ratings)](https://appshunter.io/ios/app/asiapay/id6444766446/reviews) |
| Number of ratings | **286** | 172 |
| Positive reviews | **16.3% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 271 MB | 91 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cihan Bank For Islamic Investment and Finance P.S.C.](https://appshunter.io/developer/1487447940) | [AsiaHawala](https://appshunter.io/developer/1222570700) |

## What reviewers say

### Cihan Bank

[App page](https://appshunter.io/ios/app/cihan-bank/id1487447941)

Manage your Islamic investments and finances with enhanced security and performance. Features include biometric authentication, OTP verification for transactions, and flexible beneficiary account management.

**Highlights:** Biometric authentication, One-time password (OTP) for transactions, Beneficiary account management, Credentials reset flexibility, Standing order transactions, Transactions by calendar

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AsiaPay

[App page](https://appshunter.io/ios/app/asiapay/id6444766446)

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

**Highlights:** e-Wallets, Money Transfers, Bill Payments, Salary Disbursements, Merchant Payments, Online Shopping, Flight Reservations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App is good (Mahmood89)
- 👍 New wallet launch (Ahmad. Y. Y)

**What reviewers complain about**

- 😞 Poor customer service
- 😞 High fees and commissions
- 😞 Outdated interface
- 😞 Slow and unresponsive
- 😞 Unclear app purpose

**Reported bugs**

- App crashes on some iPhones (iOS 16 has no issues)
- Activation code not received
- App does not open
- Bugs in entering new wallet password
- Bugs in purchasing electronic cards

**Requested features**

- Add Master Card top-up option
- Provide mobile top-up (delivery)
- Fix bugs in new wallet
- Improve app interface and font
- Reduce commission fees


## Frequently asked questions

### Is Cihan Bank free?

Cihan Bank is free to download, with no in-app purchases.

### Is AsiaPay free?

AsiaPay is free to download, with no in-app purchases.

### Which has better reviews, Cihan Bank or AsiaPay?

Cihan Bank is rated higher. Cihan Bank averages 3.6 out of 5 from 286 ratings, while AsiaPay averages 3.5 from 172 ratings.

### Do Cihan Bank or AsiaPay have ads?

Neither Cihan Bank nor AsiaPay shows ads.

### Which is updated more often, Cihan Bank or AsiaPay?

Cihan Bank ships an update every 3 weeks, and AsiaPay every 2 months. Most recently, Cihan Bank was updated on November 11, 2026 and AsiaPay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*