# lendhelper vs How Much Do I Owe?

The clearest difference is in-app purchases: How Much Do I Owe? at none against lendhelper's 2. How Much Do I Owe? also leads on update cadence (every 2 days vs every 3 weeks) and ratings volume (10 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. lendhelper sells 2 in-app purchases, starting at $3.99 per month. How Much Do I Owe? asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for lendhelper against 5.0 for How Much Do I Owe?. That said, the two scores are not equally well evidenced: How Much Do I Owe? has 10 ratings behind it against 1, so its average is the more settled of the two.

lendhelper ships an update every 3 weeks, How Much Do I Owe? every 2 days. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | lendhelper | How Much Do I Owe? |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/lendhelper/id1487505048/reviews) | [5.0 (10 ratings)](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562/reviews) |
| Number of ratings | 1 | **10** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Freemium | **Free** |
| Size | 87 MB | 26 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Max Bowden](https://appshunter.io/developer/1487505047) | [Sharif Doghmi](https://appshunter.io/developer/1686251939) |

## What reviewers say

### lendhelper

[App page](https://appshunter.io/ios/app/lendhelper/id1487505048)

Easily track and organize loans, debts, and IOUs between two individuals. This app simplifies splitting rent and bills, allowing you to record debts, categorize them, and settle up at your convenience. It supports over 150 currencies with live exchange rates.

**Highlights:** Track loans and debts, Organize IOUs, Split rent and bills, Categorize debts, Currency exchange, Support for 150+ currencies

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LendHelper Plus - Monthly | $3.99 | per month |
| LendHelper Plus Yearly | $30.99 | per year |


### How Much Do I Owe?

[App page](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562)

Effortlessly split restaurant bills, including tax and tip, proportionally based on individual order sizes. Ensures fair repayment to the host and prevents over or underpayment. Also useful for itemized shopping receipts and travel expenses.

**Highlights:** Proportional tax and tip splitting, Fair bill division based on order size, Accurate repayment calculation, Tip calculator included, Versatile for various expenses

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is lendhelper free?

lendhelper is free to download, with in-app purchases available.

### Is How Much Do I Owe? free?

How Much Do I Owe? is free to download, with no in-app purchases.

### Which has better reviews, lendhelper or How Much Do I Owe??

lendhelper and How Much Do I Owe? are both rated 5.0 out of 5 on the App Store, from 1 and 10 ratings respectively.

### Do lendhelper or How Much Do I Owe? have ads?

Neither lendhelper nor How Much Do I Owe? shows ads.

### Which is updated more often, lendhelper or How Much Do I Owe??

lendhelper ships an update every 3 weeks, and How Much Do I Owe? every 2 days. Most recently, lendhelper was updated on October 24, 2026 and How Much Do I Owe? on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*