# SimpleDirect Financing vs Bloom

The clearest difference is monetization model: SimpleDirect Financing at free against Bloom's free with in-app purchases. SimpleDirect Financing also leads on rating (5.0 vs 4.8) and update cadence (fortnightly vs monthly). Bloom's advantage is ratings volume (47K vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimpleDirect Financing holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Bloom has 47K ratings behind it against 1, so its average is the more settled of the two.

SimpleDirect Financing ships an update fortnightly, Bloom monthly. The most recent releases landed on October 19, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | SimpleDirect Financing | Bloom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simpledirect-financing/id1487540329/reviews)** | [4.8 (47K ratings)](https://appshunter.io/ios/app/bloom-learn-to-invest/id1576588253/reviews) |
| Number of ratings | 1 | **47K** |
| Positive reviews | — | 88.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 31 MB | 141 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Onic Systems, Inc.](https://appshunter.io/developer/1487540328) | [Contour Labs, Inc.](https://appshunter.io/developer/1576588255) |

## What reviewers say

### SimpleDirect Financing

[App page](https://appshunter.io/ios/app/simpledirect-financing/id1487540329)

This app enables businesses to offer fast, branded financing to their customers, simplifying the process with quick approvals and funding. It supports a wide range of credit types and loan amounts, helping businesses close more deals and grow.

**Highlights:** Offer branded financing, Fast customer approvals, Quick funding, Support for various credit types, Flexible loan options, No prepayment penalties

**Features:** macOS Compatibility

**In-app purchases:** none


### Bloom

[App page](https://appshunter.io/ios/app/bloom-learn-to-invest/id1576588253)

This app teaches users how to invest through interactive lessons and offers a platform to buy stocks and ETFs. Users can earn rewards, compete in tournaments, and build wealth with features like fractional shares and auto-portfolios.

**Highlights:** Interactive financial lessons, Invest in 5,000+ stocks/ETFs, Fractional shares from $1, Earn stock rewards, Mock investing tournaments, Auto-Portfolios, Parental controls for teens

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 💡 Engaging and educational approach
- 🚀 Helpful customer support
- 🤑 Ability to earn free stocks
- 🎓 Comprehensive learning modules

**What reviewers complain about**

- 💰 Subscription fee may be too high for some
- 🐛 Occasional bugs and glitches
- 🤔 Limited investment options
- 🤔 Concerns about transparency and fairness of rewards
- 🤔 Lack of advanced features for more experienced investors

**Reported bugs**

- Inconsistent stock price data
- Issues with account setup and verification
- Unreliable daily trivia and rewards system

**Requested features**

- Watchlist feature
- More advanced charting and analysis tools
- Ability to transfer investments to other brokerages
- Improved portfolio tracking and performance reporting


## Frequently asked questions

### Is SimpleDirect Financing free?

SimpleDirect Financing is free to download, with no in-app purchases.

### Is Bloom free?

Bloom is free to download, with no in-app purchases.

### Which has better reviews, SimpleDirect Financing or Bloom?

SimpleDirect Financing is rated higher. SimpleDirect Financing averages 5.0 out of 5 from 1 ratings, while Bloom averages 4.8 from 47K ratings.

### Do SimpleDirect Financing or Bloom have ads?

Neither SimpleDirect Financing nor Bloom shows ads.

### Which is updated more often, SimpleDirect Financing or Bloom?

SimpleDirect Financing ships an update fortnightly, and Bloom monthly. Most recently, SimpleDirect Financing was updated on October 19, 2026 and Bloom on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*