# Ginih vs BAC

The clearest difference is ratings volume: Ginih at 701 against BAC's 1. Ginih also leads on iOS requirement (13.4 vs 16.0). BAC's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAC holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ginih has 701 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Ginih | BAC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (701 ratings)](https://appshunter.io/ios/app/ginih/id1487547398/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bac/id6748622970/reviews)** |
| Number of ratings | **701** | 1 |
| Positive reviews | 45.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 44 MB | 205 MB |
| Requires iOS | **13.4** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ginih App, S. L.](https://appshunter.io/developer/1547625126) | [Bac Credomatic Network](https://appshunter.io/developer/465180283) |

## What reviewers say

### Ginih

[App page](https://appshunter.io/ios/app/ginih/id1487547398)

Manage all your bills, installments, and loans from anywhere, anytime. Receive payment reminders to avoid late fees, view your payment history, and easily share payment links with others. Connect your customer accounts or scan QR codes to pay for services and products from various providers.

**Highlights:** Pay bills, installments, and loans, 24/7 payment access, Payment reminders, Payment history, Share payment links, Connect customer accounts, Scan QR codes for payment

**Features:** macOS Compatibility

**In-app purchases:** none


### BAC

[App page](https://appshunter.io/ios/app/bac/id6748622970)

Manage your finances with a renewed, simpler, and more agile experience. Access accounts, cards, payments, and transfers from a single, secure platform. Discover new features designed for intuitive financial management.

**Highlights:** Simplified home screen with main actions, Real-time balance updates, Credit card spending graphs, Manage additional credit cards, Country-specific transaction menus, View account and card details, Transfer money between accounts and to third parties

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ginih free?

Ginih is free to download, with no in-app purchases.

### Is BAC free?

BAC is free to download, with no in-app purchases.

### Which has better reviews, Ginih or BAC?

BAC is rated higher. Ginih averages 4.8 out of 5 from 701 ratings, while BAC averages 5.0 from 1 ratings.

### Do Ginih or BAC have ads?

Neither Ginih nor BAC shows ads.

### Which is updated more often, Ginih or BAC?

Ginih ships an update every 3 weeks, and BAC every 3 weeks. Most recently, Ginih was updated on October 23, 2026 and BAC on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*