# ASTRAPAY vs BYOND by BSI

The clearest difference is ads: ASTRAPAY at none against BYOND by BSI's shown. ASTRAPAY also leads on update cadence (fortnightly vs every 6 weeks). BYOND by BSI's advantage is review sentiment (67% vs 38%) and ratings volume (25 vs 4). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.0 for ASTRAPAY against 4.0 for BYOND by BSI. That said, the two scores are not equally well evidenced: BYOND by BSI has 25 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 38% of ASTRAPAY's written reviews are positive against 67% of BYOND by BSI's.

ASTRAPAY ships an update fortnightly, BYOND by BSI every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | ASTRAPAY | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/astrapay/id1487585085/reviews)** | [4.0 (25 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews) |
| Number of ratings | 4 | **25** |
| Positive reviews | 37.9% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 152 MB | 490 MB |
| Requires iOS | **13.6** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASTRA DIGITAL ARTA, PT](https://appshunter.io/developer/1487585084) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### ASTRAPAY

[App page](https://appshunter.io/ios/app/astrapay/id1487585085)

This digital payment solution simplifies daily transactions, from household needs and transportation to insurance and entertainment. It offers convenient QRIS payments, bill settlements, and easy top-ups from various banks and retail locations.

**Highlights:** QRIS payments, Bill and utility payments, Mobile top-ups, Transportation payments, Astra Group installment payments, Bank and retail top-ups, Peer-to-peer transfers, AstraPoints rewards

**Features:** Vision Pro support

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is ASTRAPAY free?

ASTRAPAY is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Which has better reviews, ASTRAPAY or BYOND by BSI?

ASTRAPAY is rated higher. ASTRAPAY averages 4.0 out of 5 from 4 ratings, while BYOND by BSI averages 4.0 from 25 ratings.

### Do ASTRAPAY or BYOND by BSI have ads?

BYOND by BSI shows ads; ASTRAPAY does not.

### Which is updated more often, ASTRAPAY or BYOND by BSI?

ASTRAPAY ships an update fortnightly, and BYOND by BSI every 6 weeks. Most recently, ASTRAPAY was updated on November 3, 2026 and BYOND by BSI on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*